WASHINGTON — At this time of year, John Sprinkle and his wife would normally be planning their summer vacation. Not now. Sprinkle, a furloughed federal employee, is about to miss his second paycheque since the partial government shutdown began just before Christmas.With no end in sight to the longest shutdown in American history, Sprinkle and his family are postponing all manner of spending.“We were thinking of getting a new computer, but that’s not going to happen,” he said. “We’re not really eating out like we normally would be. We are not going out to events like we would be.”Multiply those decisions by 800,000 federal employees across the country and hundreds of thousands of government contractors who aren’t being paid either, and the shutdown looms as an accelerating threat to the wider economy.The shutdown’s biggest effect on the economy is likely to be the cutback in federal spending. But consumer spending, which is critical to growth, is another important factor.When government employees spend less, stores and restaurants that serve them suffer. So do landlords and lenders that do business with federal workers. Though spending and growth will rebound once the government reopens, most of the restaurant meals missed and hotel stays cancelled will never be made up.“Creditors and suppliers hit by the shutdown will become less patient if it drags on,” Ian Shepherdson, chief economist at Pantheon Macroeconomics, said in a research note. “People and businesses are being hurt by the shutdown, and the pain will intensify.”If the shutdown drags on through March, annual economic growth could fall to zero in the first three months of the year. Even if the government reopens by the end of the month, the annual pace of growth could be a meagre 1.6 per cent — only half the pace of last quarter, said Sal Guatieri, senior economist at BMO Capital Markets.Kevin Hassett, a top White House economist, acknowledged in an interview on CNN that growth could be flat in the first quarter, though Hassett suggested that a “humongous” rebound would follow. Yet some independent economists doubt that the rebound would be enough to offset the initial damage. The economy is already bedeviled by slowing global growth, ongoing trade tensions and higher interest rates, which contributed to a plunge in home sales last month.Bernard Baumohl, chief economist at the Economic Outlook Group, suggested that once the government reopened, many households would focus on repaying credit card debt and restoring lost savings — trends that would slow the rebound.For now, there are hints that the shutdown is slowing retail sales. A measure of weekly chain store sales fell 1.3 per cent last week, its second straight drop. Cold weather likely contributed to the fall, said Michael Niemira, chief economist at the consulting firm Retail Economist, but the shutdown may also have contributed.It’s hard to know just how much the shutdown is depressing consumer spending because the Commerce Department, which compiles and reports such data, was itself closed by the shutdown.Anecdotal evidence, though, suggests that the trend is spreading. Even federal workers with solid finances are holding back. Sprinkle, who lives in Alexandria, Virginia, knows he will eventually be paid, and his wife is still earning a paycheque. Their two children are out of the house, in college, and he knows he could borrow against his home equity if he had to.Still, “the effect is more psychological,” he said.The shutdown began on the day of his 20th anniversary working for the National Park Service, where he is now a historian. His Mac computer is roughly eight years old and will no longer update with the latest operating software. But he is postponing a replacement.The impact of the shutdown is evident beyond Washington. Officials in New Orleans announced Wednesday that they are waiving late fees for federal workers who have fallen behind on their property taxes.Also Wednesday, in Philadelphia, a hunger relief organization set up a market for furloughed federal workers under an Interstate 95 overpass. Stefanie Arck-Baynes, a spokeswoman for the group, Philabundance, said they had expected 150 to 300 people. But by 11 a.m., they had already served 300, and the lines were growing.The organization extended the hour-long event to meet demand. Tables were set up with lines of fresh produce, bread, milk and canned goods.It was the first time the group had offered an “emergency food response” in Philadelphia in its 35-year history, Arck-Baynes said.James Grant was there stocking up on fresh fruits and vegetables. At 64, he is diabetic and must take care with his diet. Grant has worked for 40 years as a maintenance engineer at Independence National Historical Park, which includes Independence Hall, the First Bank of the United States and the Liberty Bell.The shutdown, of course, also affects millions of relatives of federal workers. Grant has an adult son who is in a nursing home after becoming disabled years ago in a car accident. He said he has had to stop sending him money.In Washington, D.C., on Tuesday night, Hannah Perry was one of dozens who lined up at World Central Kitchen, which offered free food and coffee to federal workers. The kitchen is a charity headed by celebrity chef Jose Andres that began in 2010 to feed survivors of a massive earthquake in Haiti.Perry, 23, who works as a program assistant at the National Science Foundation, is struggling to pay her rent, student loans and health care bills.She has applied for unemployment benefits and shifted to a different student loan repayment plan under which she will pay $98 a month, a third less than her previous payment. But that plan required her to accept a higher interest rate that will raise the total cost of the loan, a small example of the potential lingering effects of the shutdown.What will she do if the shutdown continues for weeks on end?“If it extends for a really long time, I have no idea,” she said.___Associated Press writers Kristen De Groot in Philadelphia, Anne D’Innocenzio in New York and Martin Crutsinger in Washington contributed to this report.Christopher Rugaber, The Associated Press
The London Stock Exchange index closed on Monday at 7,413.59, up 35.99 points.
The biggest obstacle Memphis must overcome to contend for a title is its barely above-average offense. The Grizzlies took the second-fewest threes in the league last season, which should have limited them to the highest-percentage shots, yet they still ranked near the bottom of the league in accuracy. And for all their low-post strength, they hardly ever tried to dunk. The Grizz usually have to find points the hard way, which eventually undid them against Golden State last year — their effective field goal percentage was well below the worst regular-season mark in the league in each of the series’ last three games. The same weakness could undo them against the very best Western teams in the playoffs again.With the help of CARMELO, here’s what’s in store for the key Grizzlies in 2015-16: Since coming to Memphis from Boston, Courtney Lee has been a solid but unspectacular No. 2, with good shooting efficiency and few turnovers — but also a low usage rate. On this veteran team, few veterans are as veteran as Zach Randolph. He showed no ill effects of aging last year — instead, he got better. Players like him, though, usually drop off quickly after a decade or more of low-post wear and tear. We’re inaugurating our NBA player projection system, CARMELO, with 2015-16 season previews for every team in the league. Check out the teams we’ve already previewed here. Learn more about CARMELO here. To bolster its veteran-heavy, defense-heavy, frontcourt-heavy roster, Memphis added … two veteran defensive forwards. Matt Barnes has aged well, as his 3-point-heavy style often does. Another former Celtic, Jeff Green was a regular contributor last year. But his days of above-replacement-level contributions could be over. The Memphis Grizzlies have emerged from the NBA-best West to reach the playoffs in eight of 15 seasons, including the last five. This past spring, they played the Warriors as tough as anybody, forcing Golden State to come back from down 2-1 in their conference semifinal series. This year, the Grizzlies have a good chance to reach 50 wins for the fourth straight season, thanks mostly to their defense. They’re strong and deep in the low post, they have a core that has played together for years, and they’ve added more than they subtracted in the offseason.FiveThirtyEight’s CARMELO projection system expects them to go 51-31. Always a top-notch defender, Marc Gasol is increasingly comfortable shouldering a big part of the Grizzlies’ offensive load. He used the ball — shot it or turned it over — on nearly a quarter of possessions last year, while increasing his shooting accuracy and assist percentage. Is he on track for more improvements, like Larry Nance, or a Brad Miller-like rapid decline? Mike Conley remains Memphis’s best offensive player, but his defense has dropped off in recent years. He’s playing fewer minutes, and, when he’s on the floor, he’s getting fewer steals — which we like quite a lot around here. Brandan Wright should guarantee little defensive drop-off when he spells starters, but he’s another low-usage, high-efficiency player on offense. Memphis has too many of those and not enough players setting them up.Read more:NBA player projections2015-16 NBA Previews
MAXAM, a global technology leader specialised in the design, development, manufacture and application of energetic materials, will present its blasting solutions at Expomin, which is being held in Santiago de Chile from 23 to 27 April. “The company will once again attend the most important industry event in Latin America, a region in which it hopes to continue to grow over the next years thanks to its unique value proposition and its RIOFLEX bulk technology.”“This growth is based on more than 140 years of international experience combined with solid local capabilities. This allows it to work closely with its customers in order to develop specific blasting solutions for each site, with a smart use of energetic material to safely improve the productivity of operations and to minimise environmental impact.”Among the solutions that MAXAM will display at Expomin are one of its unique technologies, RIOFLEX, a high energetic, robust and flexible density bulk product that achieves excellent performance in all types of rocks. “This solution helps to minimise the total operating cost as it generates savings in drilling and blasting, as well as in the whole mining value chain as a result of improved fragmentation. This technology, proven in more than 140 consumption points in 25 countries, is ideal for large-scale mining to open pit mines more typical in the Chilean market.”The company will also have an innovation corner where it will display its latest technological developments with which it manages to simplify its clients’ operations, increase productivity and create value. Among these innovations is the X-COPTER. Equipped with gas chambers and sensors, this drone allows to check the security of the land before and after blasting, as well as to measure aspects such as the level of land fragmentation and the volume of material generated.“At MAXAM we adapt to the needs of each customer to offer customised solutions that help them to achieve their objectives. This flexibility combined with our international experience in all kinds of projects around the world creates a key competitive edge in a mining market as developed as in Latin America”, Diego Rodríguez Christensen explains, Regional General Director of MAXAM in Latin America.
Eight men were charged in Oregon’s federal court Monday for allegedly transporting women from the Portland area to other states for prostitution. “These young women, far from home, are being placed in grave danger, so that their pimp can buy himself a Mercedes, or a Cadillac or an expensive pair of jeans,” U.S. Attorney Amanda Marshall said in a news release. “The reason traffickers do what they do, because they think they can get away with it; we are here to show them they are wrong.” Operation Traffic Stop led to the arrests of Mark Miles Jr., 36; Steven Huffman Jr., 40; Jorge Ortega Jr., 32; Jermaine Hankins, 38; Michael Willis Jr., 28; DeShawne Howard, 23; Samuel Howard Jr., 32; and Camillio Carradine, 33. They face charges related to transporting people for prostitution in Hawaii, Alaska, Nevada, Idaho and Minnesota, and for traveling to those states to traffic victims. Those crimes fall under the federal Mann and Travel acts. Violating the Mann Act carries a maximum prison sentence of 10 years, while Travel Act violations carry a maximum sentence of five years. Violating either act could result in a $250,000 fine. Miles was charged with two counts of violating the Mann and Travel acts for transporting Portland resident Ivy Harris to Hawaii in May 2012 and May 2013. She was killed in Hawaii on the 2013 trip.
The real ramp-up will occur in the next 18-24 months and the Marketing Solutions group has the potential to be a $2 million to $3 million business within two to three years, according to Rosenberg. Making It Work Earlier this month, Penton Media launched its own new marketing services division while Summit Media debuted a dedicated custom group. Like Northstar, many publishers are taking services they’ve historically offered as standalones (custom publishing, Web site development, lead gen) to the next level under the umbrella of a dedicated group. While publishers can tap existing resources and brand-related salespeople can funnel prospects to marketing services, it’s a different enough business in terms of sales cycles, lead times and tech development that a separate approach is warranted. “Because it’s so heavily custom, we don’t walk in with a line card,” says Rosenberg “We say, here are our capabilities, what needs do you have? The biggest difference between pitching product advertising is a much longer cycle. These are complicated products. It comes down to how we’re leveraging our content, technology and audience-outside of traditional media solutions, it’s a much more complicated dialogue.”Summit, which has hired several new staffers and has seven full-time people as well as multiple freelancers in its custom group, is looking at an investment of several hundred thousand dollars “to move from where we are to where we want to be in the next six months to a year,” says vice president and group publisher Joe Angel. The publisher takes a minimum quarterly retainer of $2,200 (which can go up to $7,000 or $8,000), but prices vary widely for its turnkey content creation services. Summit has seen online grow to about 25 percent of the overall portfolio and expects to bring another 15-20 percent in on bottom line growth for custom, according to Angel, who says the company will probably be handling six to 10 custom projects at any one time. “Projects are fewer and farther between but they are substantial, and in some cases, we’ve incorporated print options as well.” With so many publishers competing with each other (and with agencies) over marketing services, real commitment from both management and staff is required. “I believe success will be defined by a commitment of resources and consistent commitment of the initiative from the top management of the organization,” says Northstar CEO Tom Kemp. “I know from our own experience that there are inherent challenges as publishers/brand managers focus on their specific goals and may see a corporate initiative as a competitive threat to their budget objectives. Assuring that there is alignment of interests among the brand managers and sales teams with the objectives of marketing services is incredibly important. That will likely translate to compensation plans and accounting of revenues and profits for incremental marketing services revenues.”Marketing services may be more successful in organizations that focus on specific sectors and have leadership brands within those sectors, Kemp notes. “Sector focus provides much more leverage of content, databases, domain expertise and relationships with major suppliers,” he adds. “Sector concentration may be a reason that the early success has been with publishers such as IDG, Hanley-Wood, and UBM.”Another key factor is to offer more than traditional custom publishing programs to really drive incremental revenues. “The idea is not to shift marketing dollars from advertising to marketing services but to tap into new budgets, previously unavailable to publishers,” says Kemp. With the American Business Media Annual Conference set for next week with an agenda devoted almost exclusively to the rise of marketing services, Northstar Travel Media is the latest b-to-b publisher to announce a new dedicated marketing solutions division.The new group will be led by vice president of marketing solutions Michelle Rosenberg (who previously served as publisher of Northstar’s TravelAge West) and will focus on five key areas of client support: technology platforms; events, research, creative services and social media management. “In the middle of last year, the executive team at Northstar looked at how we were handling marketing services within each individual brand,” says Rosenberg. “We found some synergies and opportunities to expand the range of services. That combined with investments we made in different assets-content, tech or research-allows us to look for cross-brand opportunities and delve into areas outside traditional media and marketing.” Currently the group includes Rosenberg and a dedicated project manager, and staffing will scale as the business grows. Northstar Marketing Solutions also leverages a strategic tech partner (Decision Counsel) to help execute programs. “I’d say 60 percent to 70 percent of our early pieces of business are tech-related,” says Rosenberg.
(Photo provided by Campaign to Regulate Marijuana Like Alcohol)The group Big Marijuana Big Mistake is taking issue with pro-marijuana initiative bus ads, and they’re asking the Municipality of Anchorage to intervene.Download AudioOn Monday, the first pro-marijuana ads of the campaign season started rolling around on city buses. They show a pint glass of beer, a tumbler of hard liquor, and then a cannabis leaf with the word “safer” written over it.Then, on Wednesday, a bright red sticker was added, reading “Our opponents AGREE!” Those stickers were inspired by a comment Big Marijuana Big Mistake spokesperson Tom Tougas made at a recent debate in Soldotna.TOUGAS: When you think of this initiative, and you say, ‘marijuana is safer than alcohol,’ and I don’t disagree with that …That audio was released on Friday by the Campaign to Regulate Marijuana Like Alcohol, a group that’s sponsoring a ballot initiative to do exactly that. They saw it as a major concession to one of their key arguments, and thought it would fit well into their bus campaign.Big Marijuana Big Mistake doesn’t agree. The marijuana opponents sent a letter to the People Mover Administration on later that afternoon asking that the red stickers be removed, calling them a “gross misrepresentation” of the anti-marijuana position. Deborah Williams, the deputy treasurer of Big Marijuana Big Mistake, says that Tougas’ comments were taken out of context, and that he’s subsequently refuted them. (In a press release issued by the campaign on Thursday, Tougas stated “I believe that marijuana is a dangerous drug and am disappointed at this effort to misrepresent what I said.”) Williams adds that to suggest her group believes marijuana is safer than alcohol is “simply untrue.”“They did not check with the coordinating committee of Big Marijuana Big Mistake,” says Williams. “If they had, they would know that the opposition does not agree with that, period, end of story. The signs need to come down because they represent a clear misstatement of fact.”Big Marijuana Big Mistake did not check with their rivals about voluntarily removing their stickers before going to the municipality. But even if they had, the Campaign to Regulate Marijuana Like Alcohol thinks it’s on more than solid ground with the stickers. Taylor Bickford is a spokesperson for the initiative, and he says it’s inappropriate for Big Marijuana Big Mistake to “engage in an effort to censor” their campaign.(Photo provided by Campaign to Regulate Marijuana Like Alcohol)“We wouldn’t be in this position if they hadn’t made the statements they made in a public setting,” says Bickford. “That’s ultimately what all this is based on. They actually accused us of lying and fabricating the statement. And that’s why we decided to release the audio, so that the public understands that this is a statement that was made by one of their spokespeople. It was not a lie. It was not fabricated. It happened.”As the letter was sent Friday afternoon, the People Mover Administration did not respond to Big Marijuana Big Mistake before the close of the business day. The marijuana initiative will appear on the ballot November 4.
Zaheerabad: MLA Manik Rao felicitated Sangareddy district ZP chairman Manju Jaipal Reddy at the MLA camp office on Tuesday. On the occasion, ZP chairman said, “Our cooperation will always be there for the development of Zaheerabad.” Former Councillor Nama Ravi Kiran, Bobby and others participated in the programme.
Myanmar State Counselor Aung San Suu Kyi smiles as she walks from a military helicopter after arriving at Sittwe airport. Photo: AFPThe Glasgow City Council on Friday became the latest UK institution to withdraw an honour bestowed upon Myanmar leader Aung San Suu Kyi in the wake of the Rohingya crisis.The council had offered Suu Kyi the Freedom of Glasgow in 2009, when she was still under house arrest as Myanmar?s pro-democracy leader.“I and the Leader, Councillor Susan Aitken, recently wrote to Aung San Suu Kyi voicing the citys concerns about the human rights atrocities occurring under her watch and urging her to intervene. The response we received was disappointing and saddening,? said Glasgows Lord Provost Eva Bolander.The Scottish council said that withdrawing such an honour was “unprecedented” and its decision had not been taken lightly.Glasgows decision follows a similar decision by the city of Sheffield, which stripped Suu Kyi of the Freedom of Sheffield earlier this week, saying she had shown “willful ignorance” of the crisis.“In response to the ongoing humanitarian crisis in Myanmar of the Rohingya people, various UK cities have revoked the Freedom of the City from Aung San Suu Kyi. I am delighted there was cross-party support for my motion,” said Councillor Soryia Siddique from Sheffield Council.Meanwhile, the London School of Economics (LSE) has taken the first step towards withdrawing an honorary presidency bestowed upon Myanmar’s de-facto leader.The Students? Union has moved a motion to withdraw the honour, which will come up for debate next week.A spokesperson for the LSE Students Union said: “Suu Kyis choice to prioritise her tenure in office over anything else has come at too significant a cost her complicity in the ethnic cleansing of the Rohingya people.“We condemn the Muslim genocide in Myanmar, we condemn all Islamophobia, and we will actively work against any system which is complicit in supporting the violence.”A series of UK institutions have been distancing themselves from the Nobel Peace laureate in the wake of Myanmar Armys repression of the Rohingya minority, nearly 1 million of whom have fled their homes to Rohingya camps in Bangladesh.A portrait of the leader hanging prominently at the entrance of St Hugh’s College, Oxford University, was moved into storage back in September.While the move was not overtly linked to the Rohingya crisis, it is widely believed that the allegations of ethnic cleansing in Myanmar were behind the decision to remove the portrait from the college where Suu Kyi had studied.Last month, Oxford City Council voted unanimously in favour of revoking the Freedom of Oxford granted to the Myanmar chief in 1997 for her “long struggle for democracy”.The City of London Corporation has also been debating revoking Suu Kyi?s Honorary Freedom, bestowed upon her earlier this year.However, the University of Glasgow, which awarded an honorary degree to Suu Kyi in 1997, has said it had no plans to revoke the award.The Myanmar leader has come under severe criticism for her failure to openly condemn Myanmar’s armed forces, and instead claimed there had been ?no conflicts since 5 September and no clearance operations? against the country’s Muslim minority.She visited the Rakhine province of Myanmar this week for the first time since violence erupted in the state in late August and was criticised for failing to address the issue of refugees who have fled across the border.
December 1, 2005 4 min read This story appears in the December 2005 issue of Entrepreneur. Subscribe » Hewlett-Packard LaserJet 2840 (800) 463-7766 www.epson.com Pick the color printer that fits your business best, and paint the town red-or blue, or green, or purple . . . Laser multifunction 24 color and monochrome MANUFACTURER/ MODEL (800) 888-0262 www.hp.com $1,759 STREET PRICE Canon ImageClass MF8170c (800) OK-CANON www.usa.canon.com Solid Ink Enroll Now for Free 64MB RAM $1,000 17 color, and monochrome 25 color, and monochrome $999 $500 $800 128MB RAM, print, scan, copy, fax 5 color, 25 monochrome (800) 276-7746 www.brother.com Laser 128MB RAM, 85,000-page monthly duty cycle $899 64MB RAM, duplexing standard Brother HL-2700CN FEATURES TYPE PAGES PER MINUTE 8 color, 31 monochrome Laser multifunction 128MB RAM, 70,000-page monthly duty cycle (866) 596-2372 www.kyoceramita.com 4 color, 19 monochrome Lexmark C760n (800) LEXMARK www.lexmark.com 6 color, 25 monochrome Print, scan, copy, fax Laser Free Workshop | August 28: Get Better Engagement and Build Trust With Customers Now $899 4 color, 16 monochrome $399 Samsung CLP-510N Laser Epson AcuLaser CX11NF Laser all-in-one Kyocera Mita FS-C5020N (800) SAMSUNG www.samsungusa.com 96MB RAM, print, scan, copy, fax, 30,000-page monthly duty cycle (800) ASK-XEROX www.xerox.com It’s a colorful world, and sometimes your business documents need to reflect that. From brochures to invoices, color adds interest and gives you a professional edge. There are many routes you can take to add color to your printing options: inkjet, color laser, solid ink, personal printer or workgroup printer. For the most flexibility within your company, a networkable color printer is the ticket, and that usually translates to a color laser. We’re going to browse through a variety of colorful options, including a couple of multifunctions as well as a solid-ink offering from Xerox.The cost of running a printer is something to consider. The $1,759 (all prices street) Kyocera Mita FS-C5020N, for example, may not be an absolute speed demon, but it features a superefficient toner system that keeps your cost per page down. A toner-save feature like the Brother HL-2700CN offers is a smart way to extend the life of your consumables. The Lexmark C760n lets you designate which users are allowed to print in color–an easy way to conserve your color toner.Memory is important for users who throw large files at their color printers. A good chunk of built-in memory will keep the printer from getting brain freeze when you toss a graphics-heavy brochure at it. Most printers over $1,000, like the Lexmark C760n, come with 128MB RAM that can be upgraded if necessary. The C760n, for instance, maxes out at 512MB.At the lower end of the cost spectrum is the Brother HL-2700CN. It skims in at $500 with print speeds of up to 8 pages per minute in color and 31 ppm in monochrome. That’s pretty affordable for a network-ready color laser printer. For about $400, the Samsung CLP-510N gives you slightly slower speeds of up to 6 ppm in color and 25 ppm in monochrome; its built-in automatic duplexing is a nice extra.Printer speed involves more than just pages per minute–there’s also the time it takes to get the first page out. That’s where the $899 Xerox Phaser 8500/N flexes its solid-ink muscle. It can get the first color page out in less than 6 seconds, compared to 19 seconds for the Brother HL-2700CN. Solid ink technology also tends to produce very vivid colors and fast speeds overall.When your needs go beyond printing, a multifunction could be right up your alley. The $800 Epson AcuLaser CX11NF covers faxing, scanning and copying as well as printing. One trade-off for all that functionality is speed. Color speeds top out at 5 ppm. Compare to the $999 Hewlett-Packard LaserJet 2840, which comes in at 4 ppm in color and also comes stocked with direct digital photo printing. The Canon ImageClass MF8170c multifunction features high-quality flatbed scanning for $899.Lasers still can’t quite beat specialty inkjets when it comes to photo printing, but their speed and the cost of consumables make them a good choice for companies that focus on brochures and business documents. Throw in networking capability, and you get a versatile solution that will handle the needs of your small office or workgroup–and make your business more colorful. Xerox Phaser 8500/N 128MB RAM, 85,000-page monthly duty cycle Shopping List This hands-on workshop will give you the tools to authentically connect with an increasingly skeptical online audience. Laser CONTACT
The Commonwealth government has given Sydney Airport a Notice to Consult, as the next step in the construction of Badgerys Creek Airport.According to the Sydney(Kingsford Smith) Airport Sale Agreement, the Airport has the first Right of First Refusal about the location of any second Sydney Airport.The first Right of Refusal includes a number of distinct stages including a consultative phase and contractual phase with both phases expected to take about two years to complete.The Australian government has announced the consultation phase will take nine months from the 30 September 2014.Sydney Airport chief executive officer Kerrie Mather said a lot of work had been done to ensure the consultation process will run smoothly.“Since Badgerys Creek was confirmed in April this year as the site for the Western Sydney airport we have been engaged in preliminary discussions with the Department of Infrastructure and Regional Development. Together with the Department we have begun to map the considerable work that needs to be addressed during the consultation period,” Ms Mather said.“In addition, to supplement the extensive and global experience we have internally, we have selected a team of external experts to assist us to evaluate the opportunity,“With the consultation period starting formally on September 30 the work program will focus on detailed examination of the business case including, but not limited to, passenger forecasting, demographics, airport design and operation, planning and commercial development, environmental analysis, and funding and financial modelling.”Source = ETB News: Tom Neale
Alitalia partners with Lavazza for coffee to flights and loungesAlitalia partners with Lavazza for coffee to flights and loungesAlitalia has signed an important three-year partnership deal with leading coffee manufacturer Lavazza renowned worldwide, allowing passengers on the Italian airline’s 147 routes to savour an exclusive range of coffees.High-quality instant coffee from a blend of 100% Arabica beans, produced especially for the Italian airline, will be available for travellers in all classes.Business Class passengers on long-haul flights will also be able to choose special coffees à la carte among three different blends of espresso selected for Alitalia, in addition to decaffeinated and instant coffee.The three quality blends available on board are iTierra!, a fully sustainable coffee from Rainforest Alliance certified farms, offering intense taste with hints of chocolate, Gran Riserva, with its rich, full-bodied aroma and sweet, sumptuous flavor, and Gran Crema, a well-balanced classic Italian espresso.Under the agreement between the two companies, Lavazza coffee will also be served in Alitalia lounges in Italian and international airports. The Alitalia-Lavazza partnership shows the two companies’ commitment to taking Italian excellence to the rest of the world.The art of coffee blending was the brainchild of the company’s founder, Luigi Lavazza, who invented the concept in his shop in Turin over 120 years ago, combining different coffees from a variety of sources, as the company still does to this day.Alitalia and Lavazza have joined forces to offer passengers a quality experience, both in the air and on the ground. Fly Alitalia LavazzaSource = Alitalia
Agents & Brokers Attorneys & Title Companies Edward DeMarco FHFA HARP Investors Lenders & Servicers Refinance Service Providers 2013-09-24 Hugh Moore refinance,FHFA Launches Campaign for HARP Awareness The “”Federal Housing Finance Agency””:http://www.fhfa.gov/ (FHFA) announced a new program Monday that will seek to educate homeowners on potential refinancing options under the Home Affordable Refinance Program (HARP). The program aims to inform underwater homeowners of expanded HARP eligibility requirements and encourage homeowners to discuss refinancing options with their lenders.[IMAGE]””To date, more than 2.8 million homeowners have refinanced through HARP,”” said FHFA Acting Director Edward DeMarco. “”With the launch of this campaign we[COLUMN_BREAK]look forward to reaching those homeowners who may not know about the program or understand the eligibility criteria to take advantage of today’s low interest rates by refinancing through HARP.””In order to publicize the program, FHFA has recruited HGTV personality Mike Aubrey to help promote HARP. “”HARP is an absolute no brainer for eligible homeowners. The program allows underwater homeowners the option to refinance at a lower rate and in my book that’s a great deal,”” Aubrey said. “”I spend my time on TV and as a Realtor trying to get great deals for my clients. FHFA has already done the legwork to create an amazing deal. It’s as simple as finding out if you qualify, getting the refinancing done, and watching the savings add up.””In order to be eligible under HARP the homeowner must meet the following criteria: The loan must be owned by Fannie Mae or Freddie Mac, the mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009, the current loan-to-value ratio must be greater than 80 percent, and the borrower must be current on their mortgage payments with no late payments in the last six months and no more than one late payment in the last 12 months. Share September 24, 2013 423 Views in Origination
COCC Compliance Ellie Mae mortgage Origination solutions 2018-01-21 Staff Writer Share Ellie Mae, the California-headquartered cloud-based platform provider for the mortgage finance industry, announced today that financial technology company COCC has entered into a partner agreement to provide the Encompass all-in-one mortgage management solution to members of the COCC cooperative.Ellie Mae’s Encompass all-in-one mortgage management solution offers a digital mortgage experience covering the entire loan lifecycle so lenders can originate more loans, lower origination costs, and reduce time to close. Ellie Mae’s connected community includes 230,000 users and thousands of service providers. Its network processes millions of transactions every month, touching approximately 30 percent of the residential loans originated in the U.S.“Through this partnership, COCC will provide Ellie Mae’s Encompass solution to our clients to help give them more control with functions and applications that improve efficiency, enhance quality and ensure compliance,” said Matt L’Heureux, SVP & Chief Product Officer, COCC.Launched in 1967, COCC was founded by its clients. COCC is one of the fastest growing financial data processing company in the country in delivering innovation and the quality service for banks and credit unions.“By providing financial institutions with Ellie Mae’s Encompass, COCC can leverage our technology to originate more loans, lower the cost to originate and reduce their time to close, all with the quality and compliance needed to meet the changing industry requirements,” said Cathleen Schreiner Gates, Executive Vice President of Sales and Marketing at Ellie Mae. January 21, 2018 662 Views in News, Origination Ellie Mae Partners with COCC for Digital Mortgage Solutions
Opinion: Foretelling the Mexican mango season wind … U.S.: California cherry season to arrive later tha … EU to consider activating South African citrus saf … A Canadian man was arrested on the U.S. border after officials found more than 280 pounds (127 kilograms) of cocaine in a berry shipment, according to a statement from the U.S. Customs and Border Protection.On Oct. 21 members of the CBP Port Huron Anti-Terrorism and Contraband Enforcement Team were conducting routine outbound inspections on the international Blue Water Bridge that links the two countries.During the inspection, officers selected a commercial truck shipment of berries destined to Canada for an enforcement exam and found approximately four boxes containing plastic-wrapped packages of the drug, said the statement.“This arrest demonstrates the continued effort by our officers, their dedication to our border security mission and the focus on the export of illicit narcotics,” said Port Director Michael Fox.Local news reported that Dario Grujic of Guelph, Ontario, told officers he had a load of blackberries from Mexico that he had picked up in Texas.A complaint filed in federal court stated that Grujic acted strangely while his truck was undergoing an X-ray exam, which noted four anomalies.The officers located two boxes behind the driver’s seat, and two in the sleeper bunk. Inside them, they found taped packages containing individual kilogram-sized objects that were vacuum sealed.Following the substance testing, Grujic was arrested.”According to officers, Grujic did not ask why he was being placed in handcuffs at the time and instead merely slumped his head and remained quiet,” said the complaint.Media reported that CBP records had Grujic crossing into the U.S. 25 times in the past six months in the same truck.Grujic was turned over to Homeland Security Investigations and made his initial appearance in federal court early Monday, according to the CPB statement. You might also be interested in Wonderful expects new seedless lemon brand to be a … October 23 , 2018
Historical cruise enthusiasts may be interested to learn that the former Cunard cruise liner, the Queen Elizabeth 2, will reopen this week as a 13-deck luxury hotel, dining, entertainment and events destination that will be permanently docked at Dubai’s Mina Rashid.The project is the culmination of work by PCFC Hotels, a wholly owned subsidiary of the Dubai government’s Ports, Customs & Free Zone Corporation. The group has painstakingly restored the interiors to the ship’s original 1960s style.The ship was built in Clydebank, Scotland. It was launched and christened on 20 September, 1967 by Her Royal Highness Queen Elizabeth II. Her maiden voyage from Southampton to New York City commenced on 2 May, 1969 and took 4 days, 16 hours and 35 minutes. Over her lifetime, the ship completed more than 1,400 voyages over its 40-years on the seas and had among its guests several members of the British Royal Family as well as Nelson Mandela.Her Royal Highness, Queen Elizabeth II at the christening of QE2 in 1967. Image credit: Cunard.The project has taken many years to come to completion, after another Dubai-based firm purchased the ship in 2007 but ran into financial troubles during the Global Financial Crisis. The QE2 hotel will feature 224 rooms and suites across 13 categories. A majority of rooms and suites feature original portholes that will overlook either the Arabian Gulf or Dubai’s skyline. The top suites are a pair of Royal Suites, the Queen Elizabeth Suite and the Queen Mary Suite that can be booked by invitation only.Onboard eating and entertainment options include a family-friendly Pavilion; The Golden Lion (resembling an English pub); and a Grand Lounge to play host to onboard entertainment.Part of the relaunch will also include a spa, pool deck, an interactive museum about the ship’s history, 25 conference rooms and a shopping arcade. Some of these facilities will be completed later in 2018, with only selected rooms and 5 of 13 restaurants scheduled to be complete by the April 2018 opening.Basic rooms start at AED 649 (about A$227). Open from 18 April.Did you know? The preceding Cunard ship to the Queen Elizabeth 2, The Queen Mary, is permanently docked at Long Beach in Los Angeles and is also now a floating hotel. It first set sail in 1936 and had played host to the Duke and Duchess of Windsor, as well as regular guest Sir Winston Churchill who plotted several WWII strategies from onboard The Queen Mary. It last sailed in 1967 to Long Beach, where it has remained ever since. cruiseCunardDubaiFloating hotelhotelQueen Elizabeth 2
Top Stories D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ A second round pick in 2008 out of the University of Miami,Campbell has shown a steady increase in his performance atdefensive end. His contract was up at the end of this seasonwith a base salary of $600,000, and the Cardinals are makingit a top priority to see that he continues to play for them.“I’m pretty superstitious, so I’m not going to say anythingthat could jinx that,” Whisenhunt said. “That’s a focus forus.” Nevada officials reach out to D-backs on potential relocation Calais Campbell is coming off a season with the ArizonaCardinals setting a personal, single-season high of 72tackles, leading the team with eight sacks, and finishingfourth on the team for unassisted tackles with 53.The organization would like to see the free-agent-to-becontinue his growth continue, still in a Cardinals uniform.“He’s had a great year for us, and we’re looking forward tohaving many more years with Calais to come,” head coach KenWhisenhunt said during a press conference Monday. What an MLB source said about the D-backs’ trade haul for Greinke Cardinals expect improving Murphy to contribute right away Comments Share
FILE – In this Feb. 3, 2019 file photo, Adam Levine, of Maroon 5, performs during halftime of the NFL Super Bowl 53 football game between the Los Angeles Rams and the New England Patriots in Atlanta. Levine is leaving NBC’s “The Voice” after 16 seasons. Carson Daly made the announcement Friday morning, May 24 on the “Today” show. Daly said Gwen Stefani will return for season 17 in Levine’s chair. (AP Photo/Mark Humphrey, File) Adam Levine leaving ‘The Voice’ after 16 seasons NEW YORK — Adam Levine is leaving NBC’s “The Voice” after 16 seasons.Carson Daly made the announcement Friday morning on the “Today” show. Daly said Gwen Stefani will return for season 17 in Levine’s chair.The Maroon 5 frontman wrote a length Instagram post Friday, saying the Emmy-winning show “went on to be a life shaping experience that will be close to my heart forever.”Levine was part of the original lineup of “The Voice” when it launched in 2011, along with Christina Aguilera, Blake Shelton and CeeLo Green.Aguilera and Green have taken breaks from the show, allowing stars like Pharrell Williams, Kelly Clarkson and John Legend to sit in their chairs. Shelton has never left the show.The Associated Press by The Associated Press Posted May 24, 2019 8:49 am PDT Last Updated May 25, 2019 at 9:43 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email
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" Earlier in the campaign, Konrad Laimer launched a darting run into the box to set-up Jean-Kevin Augustin who swept in the opener for Leipzig. the UNHCR says it has concerns about the increasingly invisible condition of these Venezuelans and emphasize the growing need to protect them. the authors wrote in new guidelines published in the journal Pediatrics. Linders said. more Minnesotans will die this year of a different outbreak: the flu.You may recall the two went to Baylee’s prom together last yearFor her 21st birthday this year Baylee’s mom gave her a Brock Boeser Canucks jerseyAnd the star said he wanted to sign it when he got back to Grand Forks“It was tears I was happy I miss him like crazy” said Bjorge Coming up Thursday we will have much more on this special bond between Baylee and BoeserThey will be featured as our Gem of the WeekMore than 500 women and children have been abducted by the Boko Haram sect from 2009 till date This figure was given by the Human Rights Watch in a report released yesterday It said those abducted by the sect were forced to marry convert and endure physical and psychological abuse forced labour and rape in captivity The report said these were being carried out despite the imposition of a state of emergency by the Nigerian government since May 2013 Tagged: “Those Terrible Weeks in Their Camp: Boko Haram Violence against Women and Girls in Northeast Nigeria” the rights group said the 63-page report was based on interviews with more than 46 witnesses and victims of Boko Haram abductions in Borno Yobe and Adamawa states including girls who escaped the April 2014 abduction from Chibok The report said accounts from witnesses and the escaped girls suggested that the Nigerian government had failed to adequately protect women and girls from a myriad of abuses provide them with effective support and mental health and medical care after captivity ensure access to safe schools or investigate and prosecute those responsible for the abuses Daniel Bekele Africa’s director at Human Rights Watch was quoted as saying in the report that the Chibok tragedy and #Bring Back Our Girls campaign focused much-needed global attention on the horrific vulnerability of girls in North-east Nigeria “Now the Nigerian government and its allies need to step up their efforts to put an end to these brutal abductions and provide the medical psychological and social needs of the women and girls who have managed to escape” he said The report added that the ease with which the insurgents abducted the Chibok schoolgirls seemed to have emboldened them to carry out more attacks on villages in Borno Yobe and Adamawa states Bekele was further quoted as saying: “The survivors of Boko Haram violence should not be ashamed and frightened into silence” adding: “It is Boko Haram that should be ashamed of the abuses they commit against women and girls in their extreme interpretation of religious text “Before mid-2013 Boko Haram had abducted a small number of individual women and girls either from their homes or the streets in the group’s then-stronghold of Maiduguri the Borno State capital or in Damaturu the capital of Yobe State “In the cases documented by Human Rights Watch Boko Haram abducted married women as punishment for not supporting the group’s ideology and took unmarried women and girls as brides after insurgents hastily offered money to the families who feared retaliation if they resisted” Human Rights Watch said by its estimates more than 7000 civilians have been killed in hundreds of Boko Haram attacks in North-east Nigeria and the federal capital Abuja since 2009 At least 4000 of those deaths occurred between May 2013 and September 2014 “Evidence gathered by Human Rights Watch strongly indicates that the situation in Borno Yobe and Adamawa states especially Borno State constitutes an armed conflict to which international humanitarian law applies” it added "Sad to see the history and culture of our great country being ripped apart with the removal of our beautiful statues and monuments You..- Donald J Trump (@realDonaldTrump) August 17 2017"".can’t change history but you can learn from it Robert E Lee Stonewall Jackson – who’s next Washington Jefferson So foolish Also.- Donald J Trump (@realDonaldTrump) August 17 2017"".the beauty that is being taken out of our cities towns and 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Southern forces in the Civil War to secede from the United States are important and admired historical figures in the South and that they could be equated to Founding Fathers George Washington and Thomas Jefferson who owned slaves and thus could potentially be subject to a modern-day backlash that would tarnish their legaciesAuthor Information: David Nakamura covers the White House He has previously covered sports education and city government and reported from Afghanistan Pakistan and Japan St.aspx. the reversal in fortunes in spite of the claim to have ‘technically’ degraded the Boko Haram. 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" he added."We had a successful meeting" he said in his brief comment Khan said Bangladesh reassured India that "we will not allow its soil to be used for any terrorist activities particularly against India in line with our zero tolerance policy to terrorism and militancy" He said India has extended all types of support to Bangladesh to counter terrorism and militancy "They are now exchanging militancy related information with us Discussions were held to ease travel arrangements between the two countries as well" he said adding that under a revised travel agreement signed on Sunday Bangladeshi freedom fighters and elderly nationals would get five years’ multiple Indian visas Khan said discussions were held to make easier the visa issuance process for students and those seeking medical treatment in India He said that the Rohingya issue was also discussed and his counterpart conveyed India’s commitment to extend its assistance for safe speedy and sustainable return of these people to Myanmar’s Rakhine state India has offered to send more relief material and supplies to help Bangladesh deal with the needs of those in the relief camps India is simultaneously working on a project to construct pre-fabricated housing in Rakhine to ensure that the displaced Rohingya are properly resettled post-deportation More than six lakh Rohingya Muslims have taken refuge in Bangladesh after violence in Myanmar’s Rakhine state in August last year On Saturday Singh held an "extremely fruitful" meeting with Bangladesh Prime Minister Sheikh Hasina when they discussed issues of mutual concern including the menace of terrorism? I moved them out of their house, Yuri Kozyrev—NOOR for TIME Migrants grasp at a bowl of rice during food distribution at a newly built camp for asylum seekers on the Greek island of Lesbos. a number of factors go into where refugees are moved, While the initial flight carried just two paying customers, Clay,上海贵族宝贝Nemo, where the team did not?" The announcement comes after Simon & Schuster canceled his book deal following newly surfaced remarks in which he defends relationships between boys and older men." Sheeran said.
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