Strengthening your armor against debt collection attacks

first_imgThe CFPB has issued its annual Fair Debt Collection Practices Act report to Congress. This year’s report outlined debt collection activities conducted by the CFPB and regulator partners in 2015. The report is the fifth of its kind and gives a glimpse into the focus of the CFPB’s enforcement efforts. In the 91-page report, we learn that the CFPB returned $360 million to consumers wronged by unlawful debt collection practices and collected more than $79 million in fines. It’s easy to draw the conclusion that this is an area of heightened scrutiny. Take a look at the top violations outlined in the annual report to see if your institution has any potential weaknesses and chinks in its armor.In 2015, the CFPB handled approximately 85,200 complaints in 2015. In addition to this high number of complaints, the bureau noted that it has seen a significant increase in consumer Fair Lending Collection Practice Act litigation, with cases more than doubling in the last nine years.Here are the top five highlights from the report.Debt Collection Agency ExaminationsInstitutions found in violation with the Fair Debt Collection Practices Act were directed to improve employee training or to take other necessary steps to fully comply with the law. The top offenders were as follows: continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

TTFA lawyers request Mark Hovell as sole arbitrator for FIFA dispute

first_imgDR Emir Crowne and Matthew Gayle, the lawyers representing the ousted executive of the Trinidad and Tobago Football Association (TTFA), have proposed that Mark Hovell, a solicitor from Manchester, England, be the sole arbitrator in their case against football’s world governing body FIFA.Hovell is a highly experienced sports lawyer and insolvency practitioner who specialises in regulatory, governance, commercial and financial matters, across all sports, both in the UK and across the world.Additionally, he sits regularly as an arbitrator at the Court of Arbitration for Sport (CAS) and The FA’s regulatory commissions.FIFA has until April 14 to submit their comments regarding the request – whether they agree to a sole arbitrator deciding matters and Hovell’s appointment.On March 17, FIFA wrote to the TTFA advising them that they were appointing a normalisation committee to take over the running of the heavily indebted association. However, despite protests from the executive because such a move would be in breach of the TTFA constitution, FIFA proceeded to name members of the committee on March 26.The action prompted the attorneys to file an appeal to set aside FIFA’s decision before the CAS on Monday, April 6.On Wednesday, April 8, CAS acknowledged receipt of the appeal.The lawyers now have until April 17, 10 days from when the appeal was due to be filed, which was Tuesday, April 7. Should they fail to do so. CAS will deem the appeal withdrawn.FIFA then has 20 days to respond to the filed brief. They would be expected to do so by early May.CAS has also invited the TTFA lawyers to consider the possibility of mediation.“I take this opportunity to draw the Parties’ attention to the possibility of submitting this dispute to CAS mediation, which would not prejudice the Parties’ rights to subsequently re-submit the dispute to arbitration, should the dispute remain unresolved at the conclusion of the mediation procedure,” wrote Antonio De Quesada, Head of Arbitration.“A successful mediation procedure would result in a binding settlement, the terms of which have been agreed upon by both Parties.” (Sportsmax)last_img read more

Bundesliga schedule 2020: What matches are on today? Times, TV channels to watch soccer in USA

first_imgThe Bundesliga is finally back, giving German soccer fans, English soccer fans and pretty much anyone looking for live sports action a reason to get excited.For all but two teams, this is Matchday 26 of 34 in the Bundesliga, which means we’re already through three quarters of the season.  The big game to watch on Saturday is the Revierderby rivalry between second-place Borussia Dortmund and sixth-place Schalke. On Sunday, first-place Bayern Munich returns to action at Union Berlin. And on Monday, Werder Bremen will try to turn its season around at home against fifth-place Bayer Leverkusen. Here’s a complete guide to Bundesliga’s game schedule for Matchday 26, including the start times and TV channels to watch soccer in the United States.MORE: Watch Bundesliga matches live with fuboTV (7-day free trial)Bundesliga schedule 2020Saturday, May 16The Bundesliga kicks off again with a little bit of rivalry action between Borussia Dortmund and Schalke at 9:30 a.m. ET on FS1. The Revierderby is always one of the most intense games of the season, and even if the two fervent fan bases won’t be inside the stadium to spur their teams on, you can still expect it to be a high-energy battle.Another morning match to keep an eye on is the fixture between RB Leipzig, a team hot on the heels of Dortmund and Bayern Munich in the title chase, and SC Freiburg, a team still in the hunt with Schalke for the last Europa League spot.Fourth-place Borussia Monchengladbach will take on 12th-place Eintracht Frankfurt at 12:30 p.m. ET to wrap up the day.TimeGameTV Channel9:30 a.m. ETBorussia Dortmund vs. SchalkeFS1, Fox Deportes, fuboTV9:30 a.m. ETRB Leipzig vs. SC FreiburgFS2, TUDN, fuboTV9:30 a.m. ETAugsburg vs. WolfsburgFox Soccer Plus9:30 a.m. ETFortuna Dusseldorf vs. PaderbornFox Soccer Match Pass9:30 a.m. ETHoffenheim vs. Hertha BerlinFox Soccer Match Pass12:30 p.m. ETEintracht Frankfurt vs. Borussia MonchengladbachFS1, TUDN, fuboTVSunday, May 17Early risers can catch mid-table Koln take on Mainz, a team trying to stave off relegation, at 9:30 a.m. ET on FS1. That game will be a nice little prelude to the 12 p.m. game between league leader Bayern Munich and newly promoted Union Berlin, which sits comfortably above the relegation zone in 11th place.TimeGameTV Channel9:30 a.m.Koln vs. MainzFS1, fuboTV12 p.m.Union Berlin vs. Bayern MunichFS1, UniMas, TUDN, fuboTVMonday, May 18If Werder Bremen is going to stage a late run to avoid relegation, it’s going to have to start at home Monday against fifth-place Bayer Leverkusen. Bremen has some promising attacking players, like American youngster Josh Sargent and Kosovar winger Milot Rashica, but they’ll need to figure out a way to stop Kai Havertz and the free-scoring Leverkusen side.TimeGameTV Channel2:30 p.m.Werder Bremen vs. Bayer LeverkusenFS2, Fox Deportes, fuboTVHow to watch Bundesliga soccer in the USATV channels: FS1, FS2, FOX Soccer Plus, FOX Soccer Match Pass, TUDN, UniMasLive stream: fuboTV (7-day free trial)For those with cable, FOX will have you covered throughout the weekend on FS1 and FS2. Those with access to FOX Soccer Plus and FOX Soccer Match Pass can also watch the games. Those without cable looking to stream the games can do so on fuboTV, which offers a seven-day free trial. Bundesliga standingsBayern Munich currently sits at the top of the table with 55 points, but it’s far from over. The Bavarians still have to face three of the other top five sides: at second-place Borussia Dortmund (51 points), at fifth-place Leverkusen (47 points) and at home against fourth-place Borussia Monchengladbach (49 points), so the title, as well as the fourth Champions League spot, is still up for grabs.Towards the middle of the table is a battle for sixth-place to claim the last Europa League spot. Schalke currently holds the positon, but only nine points separates them from 13th-place Hertha Berlin, so it’s a tight contest.At the bottom are Paderborn and Werder Bremen, though Bremen has a game in hand on 16th-place Fortuna Dusseldorf and only trails by four points. The team that finishes 16th at the end of the season plays in a relegation playoff with the third-place team in Bundesliga 2.Pos.TeamGamesPointsWinsDrawsLossesGoal Difference1Bayern Munich25551744+472Borussia Dortmund25511564+353RB Leipzig25501483+364Borussia Monchengladbach25491546+195Bayer Leverkusen25471456+156Schalke25379106-37Wolfsburg2536997+48Freiburg25361069-19Hoffenheim253510510-810Koln253210213-611Union Berlin25309313-912Eintracht Frankfurt24288412-313Hertha Berlin25287711-1614Augsburg25277612-1615Mainz25268215-1916Fortuna Dusseldorf25225713-2317Werder Bremen24184614-2818Paderborn25164417-26last_img read more