Tanzania Breweries Limited (TBL.tz) 2007 Annual Report

first_imgTanzania Breweries Limited (TBL.tz) listed on the Dar es Salaam Stock Exchange under the Beverages sector has released it’s 2007 annual report.For more information about Tanzania Breweries Limited (TBL.tz) reports, abridged reports, interim earnings results and earnings presentations, visit the Tanzania Breweries Limited (TBL.tz) company page on AfricanFinancials.Document: Tanzania Breweries Limited (TBL.tz)  2007 annual report.Company ProfileTanzania Breweries Limited produces, distributes and sells malt beer in Tanzania, as well as non-alcoholic malt beverages and alcoholic fruit beverages. The company markets its own products under the following liquor brands; Safari Lager, Kilimanjaro Premium Lager, Ndovu Special Malt and Konyagi. Tanzania Breweries also produces and distributes Castle Lager, Castle Milk Stout, Castle Lite, Peroni and Redds Premium Cold under license from SABMiller International BV. It also distributes international wines and spirits under license from Distell (Pty) Limited of South Africa. It is the largest and oldest brewing company in Tanzania, with breweries in Dar es Salaam, Arusha, Mwanza and Mbeya. Tanzania Breweries Limited is a subsidiary of SABMiller Africa BV. Tanzania Breweries Limited is listed on the Dar es Salaam Stock Exchangelast_img read more

Investment trusts: the advantages and disadvantages

first_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Investment trusts are often regarded as one of the best-kept secrets in the investment management industry. Traded on the stock market like regular stocks, these collective investment funds enable investors to gain exposure to a broad range of companies or assets in a cost-effective way.However, like any investment, such trusts have their pros and cons. With that in mind, here’s a look at the advantages and disadvantages of them.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…AdvantagesOne of the main advantages of investment trusts is their cost-effectiveness. While you do have to pay trading commissions when you buy or sell (usually around £10 or so), what you avoid are the fund platform fees that investment providers charge when you hold regular open-ended funds. Hargreaves Lansdown, for example, currently charges 0.45% per year on open-ended funds for accounts with balances up to £250,000. Avoiding these kinds of fees can make a big difference to your wealth over time.Investment trusts’ ongoing charges also tend to be quite attractive. For example, the City of London Investment Trust currently has a low ongoing charge of just 0.39%. There are not many open-ended, actively-managed funds with fees that low. Overall, investment trusts can be very cost-effective.Another advantage of investment trusts is that they are closed-ended. This means that the portfolio manager of the trust has a fixed amount of capital to invest (although some trusts can use leverage). This is beneficial for a number of reasons. Firstly, because investors can’t suddenly demand their money back, portfolio managers don’t need to worry about holding cash for redemptions. This can minimise cash drag and potentially boost performance. Portfolio managers can also take a longer-term view. Investment trusts also have advantages when it comes to dividend payments as they are able to retain 15% of the income they receive each year and use the retained income to boost dividends in leaner years. As a result, many investment trusts have outstanding long-term dividend growth track records. City of London, for example, has increased its dividend every year for over 50 years now.Finally, investment trusts are structured so that they have an independent board that is responsible for safeguarding investors. This is advantageous as it protects investors from issues such as poor-performing portfolio managers.DisadvantagesOn the downside, one issue to be aware of with investment trusts is that because of their closed-ended structure, they can trade at premiums or discounts to their net asset value (NAV). This can add complications. For example, a top-performing investment trust may trade at a significant premium, meaning you have to pay extra to acquire the assets in the trust. Similarly, a poor-performing trust may trade at a significant discount, which is not ideal if you’re already an owner of the trust (although it could be beneficial if you’re looking to buy).Gearing (the ability to borrow to invest more) is another issue to consider with investment trusts. Not all of them use gearing, but plenty do. While gearing can boost gains when the market is rising, it can increase losses when markets are falling.Overall, weighing up the advantages and disadvantages, investment trusts have considerable appeal, in my view. For those looking for cost-effective exposure to the stock market, I think they’re a great way to invest. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Sharescenter_img Investment trusts: the advantages and disadvantages Enter Your Email Address Edward Sheldon owns shares in Hargreaves Lansdown. The Motley Fool UK has recommended Hargreaves Lansdown. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Edward Sheldon, CFA | Friday, 14th February, 2020 See all posts by Edward Sheldon, CFAlast_img read more

How to take big market falls in your stride

first_img Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Paul Summers | Saturday, 29th February, 2020 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Few people like seeing their wealth go down, even when it’s just numbers on a screen. Prepare yourself mentally, however, and you can learn to take sell-offs such as the one we experienced last week in your stride. You might even grow to like them!Here’s a few things to remember over the next few weeks and, quite possibly, months. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Crashes are commonBig market falls happen more often than you might think and yet this fact isn’t being mentioned much by the media as it focuses on the financial impact of the coronavirus. From May 2015 to February 2016, for example, the FTSE 100 lost around 20% of its value. Between May 2018 and October 2018, the index fell again, by 14%. In addition to being far from rare, corrections tend not to last all that long, at least relative to the bull markets. In the two examples mentioned above (picked for being the most recent), things bounced back within a few months. Sure, it’s possible we could see a repeat of the Great Recession as supply lines are disrupted and businesses suffer. The end of the world as we know it? Probably not. You’re in controlThe list of advantages that private investors have over the professionals is usually regarded as very small.  There is, however, one thing that all Fools should appreciate: their freedom to buy and sell when they please. Contrast this with money managers whose careers depend on them being seen to be taking action on behalf of their clients. Heavily-leveraged short-term traders may also need to close positions before losing their shirts, incurring costs in the process. If you don’t wish to sell a holding but hate seeing it fall in value, the solution is simple: turn off your laptop and delete broker apps from your phone. History shows that taking a long-term view has always been a winning strategy.A reality checkIt’s easy to become complacent about investing when most, if not all, of your stocks are rising and your wealth is steadily increasing. A bout of market volatility, however, can be a useful reality check. Falling prices help investors discover who they really are. Do you really intend to hold for a long time? Were you buying in the expectation that a share price would rise and not because the underlying business is worth owning? Should you be allocating your money more cautiously and investing in, say, bonds and property?If you’ve found the last week unbearable, it’s likely you’ve misjudged your own risk tolerance. While you can’t turn back the clock, you can make the necessary adjustments as and when a recovery sets in. Stocks on saleA final reason to embrace market falls is that it gives those with cash a chance to buy quality stocks at lower prices. That may sound obvious, but it’s easily forgotten as people relentlessly ruminate over where markets might go next.I don’t know whether the coronavirus will bring forth the next bear market or whether it will be overcome within a few months and forgotten about (just like all the other events that haven’t stopped stocks from increasing in value over the last few years). What I do know is that capital risk is reduced when share prices are lower. This is an opportunity you might not want to miss.  “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. Our 6 ‘Best Buys Now’ Sharescenter_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. How to take big market falls in your stride Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. See all posts by Paul Summerslast_img read more

Five Lions ‘bolters’ to tour Australia

first_imgBATH, ENGLAND – FEBRUARY 18: Jim Hamilton of Gloucester looks on during the Aviva Premiership match between Bath and Gloucester at the Recreation Ground on February 18, 2012 in Bath, England. (Photo by David Rogers/Getty Images) England’s favourite son is entering his twilight years, but that doesn’t mean that the lure of a final swansong with the Lions is not on his wishlist. The stumbling block for Wilkinson, as it will prove to be for Gethin Jenkins, Steffon Armitage and others, is the clash of dates between the beginning of the Lions tour and the final of the Top 14. If injuries occur to the front runners for the No 10 shirt, then Wilkinson may well get the call. It would be a fitting conclusion for one of the game’s greatest playersDan Biggar (Ospreys and Wales)Dan Biggar has hit critics, even among the Ospreys faithful, but no one can knock his prodigious point scoring ability. Many forget that Biggar is still only 22, three years younger than Rhys Priestland, and against Leicester Tigers at Welford Road a week ago he showed his true class. Accurate kicking at goal and producing some moments of brilliant distribution, he has thrown himself back into contention for the Wales 10 jersey after Priestland’s consistency dipped in Australia over the summer. For now he remains an outsider, but if he continues to perform for the Ospreys domestically and on the European stage then he make creep into the selection plans of Warren Gatland and company.Steffon Armitage (Toulon and England) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS The enforcer: Jim Hamilton’s aggression could be key against Australia’s packby Ben ColesEVERY FOUR years, a player not considered for the Lions tour suddenly finds themselves on the plane, regardless of Test experience or age. Ahead of the British & Irish Lions tour to Australia next summer, here are five potential ‘bolters’:Paul Marshall (Ulster)Very impressive in Ulster’s bonus point win over Castres in the Heineken Cup, Marshall first made an impact in last season’s competition when his try secured a bonus point for Ulster against Leicester Tigers at Ravenhill. Blessed with great pace, Marshall’s distribution skills are also excellent, making his inclusion from the Ireland squad all the more surprising. The Heineken Cup will be his platform to shine over the coming months as he fights with Ruan Pienaar for selection, but do not rule out seeing him on the plane.Jim Hamilton (Gloucester and Scotland)Being captain seems to suit Hamilton, a beast of a lock forward who despite the odd moment of irrational aggression, is adored by the Kingsholm faithful. A strong competitor in the lineout, Hamilton was absent for Scotland’s shock win against Australia back in the summer and would love an opportunity to prove what he can do against the Green & Gold. If the Lions are looking for a warrior, Hamilton is their man.Jonny Wilkinson (Toulon and England) Unavailable for England this November, Armitage was voted as the best player in the Top 14 by readers of Midi Olympique last season, the finest accolade around for an individual player in France’s top flight. More importantly, he was also the first Englishman to win the award. These feats however are not enough for Armitage to be named in the England squad, due to his availability outside of IRB windows for training camps. Like Wilkinson, he may well be competing in the Top 14 Final when the Lions face the Barbarians in Hong Kong, but his brilliant form is both undeniable and should be impossible to ignore.Follow Ben Coles on Twitter @bencoles_last_img read more

The Problems With CBD Oil Explained

first_imgWe find out about research done by Liverpool John Moores University LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter. “If we go back about five years, I had players I worked with asking me about CBD,” says Graeme Close, professor of Human Physiology at Liverpool John Moores University and nutrition consultant with England Rugby.“Five years ago it was quite an easy conversation: ‘It may be useful, it may not – I didn’t know much about it – but it’s prohibited by WADA (the World Anti-Doping Agency)’.“Then in 2018 they removed it (from the banned list). As an academic/practitioner, that was not a good enough answer anymore.“The starting point for me was with all the anecdotes you hear about how often it’s being used, (we had to) assess as many pro rugby players as we could, how prevalent was its use, why are people turning to it, what are the main reasons? How much do they know about it from an anti-doping perspective, and what are the perceived benefits so far?”You may have seen rugby personalities talk about CBD – the cannabinoid found in the hemp strain of cannabis that has been linked to enhanced recovery, better sleep, relief with muscle soreness. Yet as was suggested by Dr Mark Ware in our companion piece, Chronic Pain, Cannabis and Rugby, with quality research “there is nothing on human pain and CBD. It’s astonishing that we don’t have data on that.”Read next: CHRONIC PAIN, CANNABIS AND RUGBYSo in August, Close, his colleague Andreas Kasper and LJMU released the results from a study they had done that highlighted the high prevalence of CBD use among professional rugby players, despite warnings that there are still risks attached to its use. They found 26% of professional players surveyed (517 professional league and union players from UK-based competitions) had tried CBD oil and 8% were currently using it.Worryingly, the team at LJMU found that only 16% of professionals surveyed had sought advice from trained sport nutritionists. A whopping 73% were getting their information from the internet, despite the risks of anti-doping violations.Decision makers: World Anti-Doping Agency (Getty Images)Although not prohibited by WADA, CBD often contains traces of other cannabinoids such as THC (the psychoactive compound tetrahydrocannabinol, the part of cannabis that creates the ‘high’), which is prohibited and illicit in quantities above 1mg per bottle. The real risk is that there is evidence to show that many CBD products have much higher levels of THC than stated on product packaging.Close takes a balanced view. He tells Rugby World: “We published a paper, maybe five years ago now, which basically shows that rugby league players are in pain every day of their life during a competitive season. It subsides as it gets towards the game day but you’re never back down to zero.“What we also know is that with some traditional pain medication (like non-steroidal anti-inflammatory drugs (NSAIDs)), even Ibuprofen, if you take it long enough it’s related to stomach ulcers. Then you move on to the opiates like tramadol, and we know that they are addictive. There are problems with players who have openly admitted at the end of their careers to being addicted to opiate-based painkillers.“So if we’ve got something with a side-effect profile that appears to be less than the traditional (painkillers), and the anecdotes suggest it’s effective in pain relief, I do think as academics we’ve got a responsibility to investigate it.“The huge caveat to all that is at the moment it’s still a big anti-doping risk. I do believe it is still too soon for any athlete to be using it. I think people like myself have a responsibility to research it, and if it’s safe and it helps with pain relief and it’s got less side effects, then we have to work together with the authorities to find a way to make it able for athletes to use.”Talking point: CBD products are part of a national discussion (Getty Images)With the need for higher quality control in the field – as with the aforementioned issues with misleading labels – and new products coming out, quality research is imperative. There are different avenues yet to be explored, too.While we may be aware of the reputable brands who have the low levels of THC they claim, there needs to be a study into the possibility of accumulating THC to such a level that a player fails a drug test. Of course the issue is how to go about conducting such studies?As Kasper points out, you cannot use elite athletes as a control group for something like this because you risk them failing a test. Certain amateur competitions come under the WADA code, too. You have to carefully consider who you use.Read next: IS IT TIME TO RETHINK STRENGTH & CONDITIONING IN RUGBY?So is it an exciting time to be looking into this?“If you were to ask me as an academic, with my professor of human physiology at LJMU, is this exciting or worrying, I’d say it’s exciting,” says Close. “We’ve got something here that has got so much potential.“It’s like a skier finding (untouched) white powder snow. You can go and have some fun with it. Who knows what we’re going to find?“You’ve got to remember that the way all this was discovered was people were trying to work out what was going on with cannabis, particularly THC – why was it having all these effects on the human body?“And then we discovered the human endocannabinoid system. There’s a system in place whereby these cannabinoids bind to receptors and have major effects, and then you find a body producing its own endocannabinoids. It’s got so much potential.Elite level: England in action during the Six Nations (Getty Images)“Then you say, ‘Graeme, as consultant nutritionist with England Rugby, is this exciting or worrying?’ I’d say it’s terrifying because it’s a failed drug test waiting to happen!”He again brings up recent studies that showed it’s “the wild west out there”.And in February, the Food Standards Agency (FSA) set a deadline of March 2021 for CBD businesses to provide more information about CBD products and their contents. It also advises the pregnant, breastfeeding or those taking any medication not to consume CBD products, and said healthy adults should take no more than 70mg a day.From the elite sports perspective, Close and his cohorts are keen to get to the bottom of a few key issues: does it actually work, what dose does it work at, and what are the WADA and safety issues related to that? Know all that, they say, and they will be in a much better position to advise athletes.As for the performer, it’s best they seek the advice of professionals away from the testimony of mates, instead of scrolling through the internet. Coming into focus: bottles of CBD oil (Getty Images) TAGS: Investigation last_img read more

Zapallar House / PAARQ Arquitectos

first_img Year:  CopyAbout this officePAARQ ArquitectosOfficeFollowProductsWoodGlass#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesInterior DesignResidential InteriorsZapallarChilePublished on April 22, 2018Cite: “Zapallar House / PAARQ Arquitectos” [Casa Zapallar / PAARQ Arquitectos] 22 Apr 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodWood Siding in KSR Villa BodrumRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Surface: Nordic DécorWindowsAir-LuxSliding Window – CorneringWoodBruagRoom Acoustics – Interior Cladding PanelsSinksBradley Corporation USASinks – Frequency® FL-SeriesMetal PanelsTrimoInternal Walls – Trimoterm, Qbiss OneGlassSolarluxWintergarden – SDL Akzent plusSystems / Prefabricated PanelsInvestwoodCement Bonded Particle Board – VirocPaintKEIMMineral Paint in Hunters Point LibraryCabinetsburgbadMid-Height Cabinet – EssentoSignage / Display SystemsGlasbau HahnMuseum Display CasesMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Residential Architecture Chile Zapallar House / PAARQ Arquitectos “COPY” 2017 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/893023/zapallar-house-paarq-arquitectos Clipboard “COPY” Area:  150 m² Year Completion year of this architecture project Architects: PAARQ Arquitectos Area Area of this architecture projectcenter_img ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/893023/zapallar-house-paarq-arquitectos Clipboard Save this picture!© Paula Monroy+ 18Curated by Danae Santibañez Share Zapallar House / PAARQ ArquitectosSave this projectSaveZapallar House / PAARQ Arquitectos Photographs Projects ArchDaily CopyResidential Architecture, Houses, Residential Interiors•Zapallar, Chile Photographs:  Paula Monroy Manufacturers Brands with products used in this architecture project Manufacturers: Sherwin-Williams, Arauco, Dellorto, Dynal, Feltrex, SikkensArchitect In Charge:Patricio Araya RodriguezDesign Team:PAARQ ArquitectosConstruction:PAARQ ArquitectosStructural Calculation:Pablo RomeroSite Area:300 m2Owner:Francisca Contador, Miguel GaldosCity:ZapallarCountry:ChileMore SpecsLess SpecsSave this picture!© Paula MonroyRecommended ProductsWindowsFAKRORoof Windows – FPP-V preSelect MAXDoorsLonghiDoor – HeadlineDoorsStudcoAccess Panels – AccessDorWindowsAir-LuxSliding Window – CurvedText description provided by the architects. Casa Zapallar is located in a coastal town, formed by a harmonious network of streets, an eclectic architecture with impressive gardens rich in flora. Zapallar is a place where tradition and modernity are joining. The people of the town are migrating, selling at good prices and yielding to new constructions.Save this picture!© Paula MonroySave this picture!1st Floor PlanSave this picture!© Paula MonroyThis house reflects austerity of the day-to-day, without pretensions; with the looseness of a beach house. In the middle of the town, a clear volume emerges that tends to be hermetic towards the South, opening to the light of the north towards the landscape.Save this picture!© Paula Monroy With interiors completely white and framed spaces by a double height that allows a generous space of natural light and the encounter with the open interior spaces. The program is organized in a simple way; longitudinally for the living room,   dining room,   kitchen and the stairs to the second floor. This private volume, receives the bedrooms with their respective bathrooms.Save this picture!2nd Floor PlanThe materiality of the house is built with wooden skeleton and ventilated frontage. The shaded grayish color is the result of a contribution to highlight the texture, which is conditioned by the different lights throughout the day.Save this picture!© Paula MonroyProject gallerySee allShow lessSt. Ovídio Chapel By Álvaro Siza Through The Lens Of Fernando GuerraArticlesPhotographer Zsolt Hlinka Captures Geometric Compositions in the Evolution of Vienna…Articles Sharelast_img read more

Ya-Sa-Nan House / PVWB Studio

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/960671/ya-sa-nan-house-pvwb-studio Clipboard 2020 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/960671/ya-sa-nan-house-pvwb-studio Clipboard Thailand “COPY” Ya-Sa-Nan House / PVWB StudioSave this projectSaveYa-Sa-Nan House / PVWB Studio Area:  850 m² Year Completion year of this architecture project Witchawat Boonprasong Mixed Use Architecture ArchDaily Lead Architect: Manufacturers: SCG Building Materials Year:  Projects Photographs Photographs:  FANGBakii Manufacturers Brands with products used in this architecture project Architects:PVWB Studio, Charanwut Maoleekunprairoj, Sukkasem KasemharuethaisukInterior Designers:Passawee Vongcharoen, Jirayu RattanawongStructural Engineer:Kanok ApiromratCity:Surat ThaniCountry:ThailandMore SpecsLess SpecsSave this picture!© FANGBakiiRecommended ProductsResidential ApplicationsCymat Technologies Ltd.Hudson Valley Home, USA – Alusion™ Stabilized Aluminum FoamResidential ApplicationsLunawoodLunawood Thermowood Façade and Decking in Project ÖDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsText description provided by the architects. A rebuilt 3 storey Row-house to be a family residence and retail. The building is divided into 2 sub-buildings, the front part next to the street as a pharmacy and the back part as residential area. Due to its building type, the layout is flanked with adjacent buildings therefore the house is designed to have courtyard with skylight in between 2 sub-buildings to provide daylight access and completely separate the commercial area from the residence.Save this picture!© FANGBakiiSave this picture!Diagram 03Save this picture!© FANGBakiiWith its large scale, the design purpose is to redesign the commercial building space into a homy scale by creating a small house hidden in the back of the site to become more cozy for family living and create a common space that connect every area in the house as the family requested. The residential area is transformed from 3-storey shophouse to be like a 2-storey detached house by simple design approach for example, the courtyard balcony; to disguise the third floor which is pharmacy warehouse, and double space in common area which is rarely seen in this type of building in this neighborhood.Save this picture!© FANGBakiiSave this picture!Diagram 04Save this picture!© FANGBakiiFor material use, since the owner has the old wood from the demolished house and the new wood they have been planted for 15 years, The demolished house’s hardwood is used in the structural part, mainly for roof structure and the remaining old wood was sanded and painted in blue color to cover imperfect texture and used as interior featured. The new self-grown wood is used as the main material in house interior. This material use creates value and story to the new house and blending sense of old and new place.Save this picture!© FANGBakiiFrom outsideview, the building has 2 different façades for residence and drugstore. The residence façade isseen as a white wall with various sizes of wooden windows according to the rooms function while the drug store façade material is wrought iron which is known for protection of sunlight and burglar in the local. The pattern design is simplified from the pill capsule to make people easy to notice it is the pharmacy.Save this picture!© FANGBakiiProject gallerySee allShow lessYes Art Warehouse / Fununit DesignSelected ProjectsHuanglong Waterfront Bamboo Pavilion / Atelier cnS + School of Architecture, South C…Selected Projects Share CopyAbout this officePVWB StudioOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsMixed Use ArchitectureResidential ArchitectureHousesCommercial ArchitectureRetailPharmacySurat ThaniOn FacebookThailandPublished on April 27, 2021Cite: “Ya-Sa-Nan House / PVWB Studio” 26 Apr 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Save this picture!© FANGBakii+ 20Curated by Hana Abdel Share CopyMixed Use Architecture, Houses, Pharmacy•Surat Thani, Thailand Architects: PVWB Studio Area Area of this architecture project “COPY” Ya-Sa-Nan House / PVWB Studiolast_img read more

New jobs from Nestlé’s €25million Limerick expansion

first_imgLimerick Ladies National Football League opener to be streamed live Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” Email TAGSAskeatonEnterprise IrelandfeaturedlimerickNestléR&DStefan CatsicasWyeth WhatsApp Twitter Limerick’s National Camogie League double header to be streamed live Print Linkedin International food brand Nestlé is to invest more than €25 million expanding its manufacturing plant in Askeaton which is expected to provide eleven new jobs in research and development activities.The new R&D Centre will focus on global product innovation for Nestlé’s Wyeth Nutrition infant and maternal nutrition business and is anticipated to open in late 2017, employing up to 50 staff; increasing from a current base of 39.The enhanced facility will be located at the existing Askeaton plant which produces a range of high quality premium powdered milk-based products for infants, young children and mothers for export to world markets.Sign up for the weekly Limerick Post newsletter Sign Up Stefan Catsicas, Chief Technology Officer, Nestlé Research said:  “Nestlé has a long-standing reputation for excellence in food and nutrition research. This Centre will be a leading laboratory in food and life sciences to continue to position Nestlé at the fore of infant and maternal nutritional product development. It will enable our scientists to explore nutritional opportunities that can improve the health and wellness of children’s lives. This major product development centre will be an essential part of our Global Nestlé Nutrition R&D network.”The extended R&D Centre, part of Nestlé`s global R&D network of close to 5,000 people, will concentrate on developing premium, high quality, innovative, science based products for mothers and infants.  It will incorporate state of the art laboratory facilities as well as a full pilot-scale manufacturing line to facilitate development and testing of new products from initial concept through to finished product development. The project investment is being supported by Enterprise Ireland.Michael Cantwell, Director of the Food Division, Enterprise Ireland added: “This is a strategically important investment for Ireland and is a huge vote of confidence in the future of the Irish dairy industry and the research connectedness in Ireland. Nestlé’s decision to extend its R&D centre at its manufacturing plant at the Askeaton site is of critical strategic importance and underpins Nestlé’s commitment to its Irish based operations.”center_img RELATED ARTICLESMORE FROM AUTHOR Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Previous articlePianist Igor Levit plays with Widmann and Irish Chamber OrchestraNext articleHighest number of CAO applications at University of Limerick Editor Facebook Advertisement WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads NewsBreaking newsNew jobs from Nestlé’s €25million Limerick expansionBy Editor – March 10, 2016 2744 Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clashlast_img

Third Party Insurance : IRDAI Decides To Withdraw Long Term Packages Of 3 And 5 Years

first_imgNews UpdatesThird Party Insurance : IRDAI Decides To Withdraw Long Term Packages Of 3 And 5 Years LIVELAW NEWS NETWORK10 Jun 2020 7:08 AMShare This – xThe Insurance Regulatory and Development Authority of India has decided to withdraw long term packages offering third party insurance for 3 years and 5 years for four-wheelers and two-wheelers respectively, with effect from August 1, 2020.The long term packages were introduced following a Supreme Court direction in 2018 that all general insurers should offer 3-year third party policies for…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Insurance Regulatory and Development Authority of India has decided to withdraw long term packages offering third party insurance for 3 years and 5 years for four-wheelers and two-wheelers respectively, with effect from August 1, 2020.The long term packages were introduced following a Supreme Court direction in 2018 that all general insurers should offer 3-year third party policies for new four-wheelers and 5-year third party policies for two-wheelers with effect from September 1, 2018.On a review, the IRDAI said that it has noticed some concerns with long term policies such as :Actuarial pricing has been a challenge for insurers for long term own damage cover.Distribution of package policies has its own challenges due to affordability factors for a large section of owners of vehicles.The possibility of forced selling due to financial interest being linked to loans is high.In case of deficiency of services, policy holders would be saddled with a long-term product with no flexibility to change options.The No Claim Bonus (NCB) structure is not uniform among insurers and this could lead to confusion and dissatisfaction amonst the policyholders.Based on these factors, the IRDAI has decided to withdraw long term policies with effect from August 1 2020. However, it has clarified that except for this withdrawal, all other extant provisions will continue mutatis mutandis.No Claim Bonus in respect of policies already issued will accrue only when the policy term has been completed.The direction for providing 3 years or 5 years long term policies was issued by a bench comprising Justices Madan B Lokur and Deepak Gupta on July 24, 2018 in the case S Rajaseekaran v Union of India, with the aim of extending the coverage for vehicles.The direction was issued on the basis of decisions taken by the Supreme Court Committee on Road Safety, headed by former SC judge Justice K. S Radhakrishnan. The bench noted that in a meeting held by Committee on 26th March, 2018, it was recorded that there are about 18 crore vehicles plying on the road and only about 6 crore vehicles have the mandatory third party cover, which meant that 66% of the vehicles were plying without third party insurance.Click here to download IRDAI CircularRead IRDAI CircularNext Storylast_img read more

Man who died in workplace accident named locally

first_img News, Sport and Obituaries on Monday May 24th Google+ Important message for people attending LUH’s INR clinic Facebook Pinterest Google+ By News Highland – December 18, 2018 Previous articleEducation Minister launches fourth schools’ Lifeskills surveyNext articleArson attack: Gardai urge motorists with dashcam footage to come forward News Highland A man who died in a workplace accident in Carrigans has been named locally as Mervyn Orr. The incident occurred shortly after 8.30am yesterday morning at a local garage in the area.It’s understood that the 77 year old suffered fatal injuries and died at the scene.Two separate investigations by An Garda Siochana and the Health and Safety Authority are continuing.Local Reverend David Crooks spoke on today’s Nine Till Noon Show:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2018/12/davicvbcvbcvbcvbcvdcrux1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Man who died in workplace accident named locally Loganair’s new Derry – Liverpool air service takes off from CODA Facebookcenter_img Nine til Noon Show – Listen back to Monday’s Programme Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR Community Enhancement Programme open for applications AudioHomepage BannerNews WhatsApp Twitter WhatsApp Arranmore progress and potential flagged as population grows last_img read more