Panmun Single Family & Commercial / Seoga Architecture

first_img Nurim Construction Engineering Projects Houses Year:  Structure Engineer: CopyHouses•Jinju-si, South Korea Save this picture!© Jin Hyosuk Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/798296/panmun-single-family-and-commercial-seoga-architecture Clipboard ArchDaily Vision Engineering “COPY” South Korea “COPY” Architects In Charge:Park Haesun, Oh SeunghyunDesign Team:Shin MinchulCity:Jinju-siCountry:South KoreaMore SpecsLess SpecsSave this picture!© Jin HyosukText description provided by the architects. Overcoming the shape and capacity of the site………..Although the site has a capacity of approximately 139 m2 on record, the actual area of land available is even less then 83m2 when considering the building regulations. There was a high risk of narrow corners turning into idle patches, furthermore, being adjacent to the 25m-wide road, it was without doubt an inimical housing site, constantly exposed to noise and dust. Moreover, on the other side of the road, new apartments and shopping district were about to go under construction, therefore the occupants were likely to have a big chance of isolating themselves from the fuss for the next few years. Save this picture!© Jin HyosukSave this picture!Site PlanSave this picture!© Jin HyosukAbove all, it was important to learn the building regulations to find ways to assure the maximum living area on such small plot of land. After a numerous meetings we could come up with a legitimate strategy that also ensures decent living quality. Save this picture!© Jin HyosukWe anticipated that the balcony spaces would help overcome the inefficiency of the land. By cutting off the narrow corners, we found new possibilities in corner areas. One of the corners turned into an open balcony, meeting the client’s wishes, and the other into a private balcony accessible from the bedroom. An atrium-like space full of sunlight is also created with one of the narrow corners. Corners left in interior also found a way to meet the practical requirements of space by creating a storage area for electronic devices such as air conditioner or a vacuum cleaner.   Save this picture!© Jin HyosukSave this picture!SectionSave this picture!© Jin HyosukLast but not least, we proposed adding another layer on the façade to secure the building from the neighboring construction site. This double-skin method provides balcony space enclosed with walls, creating more stable dwelling area from the hostile environment.Save this picture!© Jin HyosukProject gallerySee allShow lessValpoi Busstand and Community Hall / Rahul Deshpande and AssociatesSelected ProjectsVilla in Yoron / CASE-REALSelected Projects Share 2015center_img Electrical Engineer: Area:  287 m² Year Completion year of this architecture project Chunglim Technical Construction Mechanical Engineer: Panmun Single Family & Commercial / Seoga ArchitectureSave this projectSavePanmun Single Family & Commercial / Seoga Architecture Construction: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/798296/panmun-single-family-and-commercial-seoga-architecture Clipboard Panmun Single Family & Commercial / Seoga Architecture Thekujo, Byungsoon Park Photographs:  Jin Hyosuk Architects: Seoga Architecture Area Area of this architecture project Photographs CopyAbout this officeSeoga ArchitectureOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesJinju-siSouth KoreaPublished on November 02, 2016Cite: “Panmun Single Family & Commercial / Seoga Architecture” 01 Nov 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowershansgroheShower MixersEducational3MProjection Screen Whiteboard FilmPartitionsSkyfoldWhere to Increase Flexibility in SchoolsLinoleum / Vinyl / Epoxy / UrethaneTerrazzo & MarbleTerrazzo in The Gateway ArchSkylightsLAMILUXGlass Skylight FE PassivhausConcreteKrytonSmart ConcreteMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVWire MeshGKD Metal FabricsMetal Fabric in Kansas City University BuildingGlassDip-TechDigital Ceramic Curved Glass PrintingMetallicsRHEINZINKZinc Roof Systems – Double Lock Standing SeamChairs / StoolsFreifrauBarstool – OnaSealants / ProtectorsWoodenha IndustriesFireproofing System for Wood Cladding – BIME®More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Text messaging tested as supporter tool by National Blood Service

Text messaging tested as supporter tool by National Blood Service Howard Lake | 9 February 2001 | News The National Blood Service has tested text messaging from mobile ‘phones as a method of communicating with donors.The text message trial to students at five universities resulted in blood donor levels growing by 32%. The National Blood Service now plans to extend the project nationally by the end of 2001.Charities looking to test the medium have a maximum of 150 characters in which to get their message across. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  13 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis read more

17-year corporate sponsorship raises £30m for National Gardens Scheme

first_img17-year corporate sponsorship raises £30m for National Gardens Scheme Tagged with: corporate Howard Lake | 17 April 2011 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Seventeen years of sponsorship by Rensberg Sheppards Investment Management of The National Gardens Scheme’s ‘Yellow Book’, which details thousands of gardens in England and Wales open for charity in the summer, has raised over £30 million for charity.This year’s 750-page Yellow Book has just been published and features 3,700 gardens in England and Wales that will open for charity this summer. For the first time it has been published in full colour.Jonathan Wragg, Chief Executive, Rensburg Sheppards, said: “The Yellow Book is more than just a guide. It is a hugely powerful fundraising tool, treasured by those that buy it and also by those charities that benefit from its sale and the gardens visited. It’s the vital link in the National Gardens Scheme‘s fundraising chain and this why we’re proud to have supported it for the last 17 years.”Visitors to the gardens listed in the book, which range from allotments to estates, pay a small donation, on average £3, to charity. Last year 750,000 people visited gardens as part of the scheme and the NGS raised over £2.6 million for its charities. This was distributed as follows:£550,000 to both Macmillan Cancer Support and Marie Curie Cancer Care.£450,000 Help the Hospices£350,000 Crossroads Care£150,000 Queen’s Nursing Institute£150,000 Perennial (including the Royal Fund for Gardeners’ Children)£176,000 National Trust careership scheme£8,000 Chelsea Physic GardenThe NGS Trustees also voted additional donations to joint ‘guest’ charities for the year. Arthritis Research UK received £70,000, and The Soldiers’ Charity (The Army Benevolent Fund) received £45,000.The 2011 Yellow Book costs £9.99, or £6 currently at Amazon.co.uk.  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Cuban 5 tribute to Mandela

first_imgNelson Mandela and Fidel CastroJust after an extended period of time in lockdown, one of the Cuban Five political prisoners inside the U.S., Hero of the Republic of Cuba Gerardo Hernández Nordelo, dedicated this short message to the memory of Nelson Mandela.Those who dedicated unlimited resources to erase and rewrite the history of Nelson Mandela, those who had him on their list of “dangerous terrorists,” today will suffer from collective amnesia.Those in the city of Miami who denied him homage because he embraced Fidel and thanked Cuba for its aid to Africa, today will have to sit in embarrassed silence.The Cuban Five will continue facing every day our unfair imprisonment, until the end, inspired by his example of unwavering loyalty and strength.Eternal glory to the great Nelson Mandela!Gerardo Hernández NordeloUnited States Penitentiary, VictorvilleCalifornia, Dec. 5FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Acts of solidarity with migrants grow

first_imgThe United States government is waging a white-supremacist, imperialist, neocolonial war on multiple fronts. While this war on oppressed people rages on, people across the country and the world are taking a stand against state violence. Violence abroad can take many forms like resource extraction, economic sanctions and regime change. Over a hundred people gathered in Syracuse, N.Y., on July 2 to demand “Close the Camps.”These forms, including intensifying climate catastrophe, are forcing folks to flee their homeland from all over the planet and move toward increasingly militarized borders. Migration has been happening on this continent for thousands of years before it was colonized. Militarized borders are an affront to humanity. The drowning deaths of the Salvadoran father, Óscar Alberto Martínez Ramírez, and his 23-month-old daughter, Valeria, attempting to cross the Rio Grande River are tragic examples of these heinous crimes against humanity.  Yet even in the face of this violence we are seeing folks coming together against these atrocities.A collective consciousness has surged around migrants in detention. While working to see that all oppressed peoples in cages swallowed by mass incarceration are included in this discussion, people are invigorated by those fighting for im/migrants and refugees in this current period. There are reports about abhorrent sanitary conditions and overcrowding as well as reports of sexual abuse and even fatalities due to medical neglect. All this consciousness raising has led to a promising anger. Last week, a wave of national demonstrations called for closing these camps. Organizers like MoveOn and immigrant rights groups were able to draw outraged people to over 175 protests in 40 states. One demonstration in Elizabeth, N.J., on June 30 had 200 Jewish people blockading an Immigration and Customs Enforcement detention center. This protest was part of a larger Jewish group called Never Again Action. Their demands included defunding ICE and U.S. Customs Border Protection, closing border camps and permanent protections for all undocumented immigrants. This act of solidarity in New Jersey resulted in 37 protesters arrested in support of those oppressed at the border.Other expressions of solidarity have come from workers and folks abroad. Wayfair workers walked out of the job on June 26 in Boston to protest their CEO’s refusal to stop furnishing detention centers with Wayfair products. An Arizona teacher, Scott Warren, is facing 10 years in jail if convicted of two felonies for the so-called crime of leaving jugs of water and providing shelter for migrants in the desert. On June 29, a German ship captain, Carola Rackete, after docking in the Italian island port of Lampedusa, was arrested for rescuing over two dozen Libyan migrants. Matteo Salvini, Deputy Prime Minister of Italy and member of the right-wing League Party, has moved to close off all Italian ports of entry to migrants. Thirty thousand people came out in Berlin on July 6 to support the efforts of Sea Watch 3. Meanwhile, Rackete has been released from jail but is still held in Italy.July 4 march in solidarity with migrantsCandidates ill-equipped to challenge the crisisAlong with the public outcry, some so-called “democratic” U.S. institutions have responded to this border migrant crisis. A federal judge responded to a lawsuit regarding facilities in the Texas Rio Grande Valley, which includes a notorious El Paso concentration camp. The judge demanded that health experts be allowed to examine children and investigate the detention centers. Democratic congressional members and even presidential candidates have been visiting some centers across the country. While there may be some genuine outrage from these representatives, many get the feeling that 2020 candidates in particular are using the trauma of refugee detention for personal and political gain. Presidential candidate “Beto” O’Rourke held a June 29 protest outside a Southwest Key facility near downtown Houston. His team reached out to a couple of local organizers prior to the event and ignored the women of the Carnalismo Brown Berets once the event began.Conventional institutional interventions seem ill-equipped to face the scale of terror and violence of the border migrant crisis in an expedient manner. In many cases, such institutions only reinforce the violence these colonial borders were devised to inflict in the first place. For example, look at law enforcement agencies.Racist, sexist arm of the stateAgents of law enforcement, from the federal CBP agency to local and state police officers, have been found to be exchanging actively harmful opinions in Facebook groups. ProPublica reported that nearly 9,500 current and former border patrol agents were sharing a myriad of abhorrent, xenophobic, sexist memes and conversations that often times called for credible threats of violence against migrants and sexual violence against public officials like New York Democratic Rep. Alexandria Ocasio-Cortez. On June 14, Reveal News reported that hundreds of current and former police officers and sheriffs were sharing racist memes, conspiracy theories and Islamophobia on the same social media platform.At home and on the border, people in positions of real power face no repercussions for actively producing and spreading hateful material online. The ideas and images expressed on social media no doubt inform the way these agents of state violence interact on their jobs and with people they supposedly serve. Rather than trying to reform these institutions that are rooted in oppression, people must abolish them. In discussions, folks often raise that for all these hateful law enforcement agents, there are also agents who are good. But community organizer Vienna Rye counters that by asking in her artist piece, “What does it mean to be good at your job, when your job is to enforce racist, sexist, unjust laws?”  Reporter Tanvi Misra pointed out how border militarization evolved hand-in-hand with the rise of military-style policing in segregated U.S. cities. This connection is crucial for our understanding of the repression we’re up against. Divide-and-conquer is a core tactic of colonial and capitalist oppression. So, at the same time, it is important to connect the border migrant crisis to prison abolition, the climate crisis and the anti-war movement. There are no borders in the workers’ struggle. (Citylab.com, Nov. 29, 2018)One group looking to bridge these struggles is Fight for Im/migrants and Refugees Everywhere, or FIRE, which calls for no more concentration camps, immediate asylum for all refugees, ending mass incarceration and an end to U.S. imperialist intervention abroad. If you agree with these demands, join FIRE for national demonstrations against war abroad and at home in cities throughout the country the week of July 12-16; Global Strike Against Climate Change at the U.N. in New York City the week of Sept 21-28; and a rally against colonialism in Puerto Rico at the U.N. on Sept. 22. You can find out more at fightformigrants.org.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

To Plant, or Not to Plant? Farmers Across Indiana Trying to…

first_img To Plant, or Not to Plant? Farmers Across Indiana Trying to Decide To Plant, or Not to Plant? Farmers Across Indiana Trying to DecideHAT Chief Meteorologist Ryan Martin has news that no one wanted to hear saying, “At this point, I’d say stick a fork in corn planting. We’re still holding out hope, though, that we can get some beans moving.With that in mind, farmers across the corn belt are trying to weigh their options. Do I take prevented plant, or do I try to plant late? Nearly 200 farmers gathered at the Cass County 4H Fairgrounds Thursday for a meeting hosted by the Dick Sims Crop Insurance Agency to try to get some clarity as they prepare to make those decisions. Sharon Shock, Loss Supervisor for Great American Crop Insurance in Indiana, says you should be talking with your insurance company as soon as possible so the adjusting process can get started.“That June 5 date is the last date they can get their full guarantee. The next day, they can claim prevented plant if that’s what makes sense, which in northern Indiana it might very well make sense, especially if you’ve got some ground that’s susceptible to freeze in the fall. So, they can go prevented plant or they can still attempt to plant, but they’re going to see that reduction in their guarantee then.”Shock said the big question they’re getting right now is if adjusters can come out to the field and tell farmers exactly how many dollars they might claim.“At this point in this game, it’s just impossible for us to be able to do that. We can calculate a per acre amount for them.”Nearly 200 farmers gathered at the Cass County 4H Fairgrounds to discuss prevented plant with the Dick Sims Crop Insurance Agency on Thursday, 5/30.Shock knows that the pencils are out and ready to be sharpened. She said that one issue that comes up is, “when they’re trying to actually figure out how many acres and they start looking at that historical versus what they intended to plant this year. Someone could come up short on the corn side and it’s possible we could still pay them, but it might be paid at a lower rate because they’ve never planted that many acres before.”Cover crops also muddy the decision making. Farmers should reach out directly to their insurance company with specific questions about their policy and individual situations. The point was made at the meeting that claims can always be started on June 6 and then withdrawn if you change your mind. It’s important, though, to get in the queue. Facebook Twitter SHARE By Eric Pfeiffer – Jun 2, 2019 Home Indiana Agriculture News To Plant, or Not to Plant? Farmers Across Indiana Trying to Decide Facebook Twitter SHARE Previous articleTrade War With Mexico Back in Play?Next articleRyan Martin’s Indiana Ag Forecast for June 3, 2019 Eric Pfeifferlast_img read more

Online classes increase parking availability for students

first_imgCole Marchi New shuttle service fusing technology into TCU’s public transportation system Welcome TCU Class of 2025 ReddIt Cole Marchihttps://www.tcu360.com/author/cole-marchi/ printWith a majority of classes online this semester, students have seen an increase in available parking spots on campus.Adrian Andrews, the assistant vice chancellor for Public Safety, said he is amazed at how many cars are on campus at any given time.“Because of COVID, we do not have the numbers that we normally have on campus,” Andrews said.Andrews also said parking lots aren’t filled to full capacity, so students won’t have any excuses for parking illegally.“We’re not having too many issues with people giving us the reason why they did not park in a designated spot,” Andrews said. “It’s usually because there was no spot for me, so I just took a chance. That’s usually what they say. That’s not the case now.”Many students who live off campus are still within walking distance of TCU, but some students still have to drive and park in the correct lots according to their permit. Students are expected to follow the rules when parking on campus. (Cole Marchi/Staff Reporter)“We expect people to obey the rules and the laws,” Andrews said. “Then we look at the things we’re charging as far as the price for the permits; we are so low compared to every other university in the state it’s ridiculous.”There are consequences for people who constantly violate parking laws. After three or more violations, vehicles can be towed, and Andrews said the students know the consequences.“If they get several tickets, after three or four of those, they can get booted, and that’s something you have to pay for as far as towing,” Andrews said.Students have also noticed changes in parking this semester. Sophomore Morgan Maes said parking garages are easier to park in due to fewer people on campus.“Last year it [was] difficult to find parking spots,” Maes said. “This year, I’ve never had an issue of finding a parking spot.”Sophomore Madelene Riche said she thinks students should get fewer tickets this year due to more spots being available. “I do think it’s more avoidable because there are fewer cars on campus and therefore more spots,” Riche said. “But I’ve still seen plenty of tickets [handed] out.”Things could potentially return back to normal next semester with SGA’s resolution passing with 54% of the vote to encourage faculty to hold classes entirely in person. Linkedin Twitter Linkedin Cole Marchihttps://www.tcu360.com/author/cole-marchi/ TCU places second in the National Student Advertising Competition, the highest in school history center_img What we’re reading: Romney sides with Republicans on Supreme Court vote, tropical storm brings dangerous floods to Texas Facebook With over 50% of classes online, it has been easier to find parking on campus this semester than ever before. (Cole Marchi/Staff Reporter) + posts Facebook Previous articleWhat we’re reading: Justice Department files antitrust lawsuit against Google, Supreme Court declines to block Pennsylvania mail-in ballot extensionNext articleTCU student starts a new business to bring nostalgic school spirit Cole Marchi RELATED ARTICLESMORE FROM AUTHOR World Oceans Day shines spotlight on marine plastic pollution ReddIt Twitterlast_img read more

Censorship during vote count is counter-productive, RSF warns DRC

first_img RSF_en Congolese men and women waiting to vote in Goma, December 30th 2018. Credit: PATRICK MEINHARDT / AFP February 24, 2021 Find out more News News Reporter jailed in DRC for allegedly defaming parliamentarian In the course of denying the public access to news and information, the authorities have disconnected the Internet, withdrawn the accreditation of Radio France Internationale’s correspondent and disconnected the radio broadcaster’s main transmitters. The authorities ordered the suspension of access to the Internet, social networks and mobile phone texting services with the declared aim of “preserving public order.” Reuters has quoted President Joseph Kabila’s chief adviser as saying these measures, which are preventing journalists from working and are blocking the flow of information, could remain in effect until the elections results are announced – on 6 January at the latest.One of the most widely used sources of news in the DRC, Radio France Internationale is itself also being targeted. Its signal is now almost inaccessible as most of its transmitters were disconnected yesterday. In a letter notifying RFI that he was withdrawing the accreditation of its correspondent, Florence Morice, communication and media minister Lambert Mende Omalanga accused her of giving unofficial provisional results on the air. RFI issued a statement defending her professionalism and calling for its broadcast signal to be restored.“By disconnecting the Internet and obstructing the broadcasts of a leading international radio station that is very popular in the DRC, the Congolese authorities are depriving journalists of an essential work tool and depriving the public of the access to information they need during a presidential election that was delayed for two years,” said Arnaud Froger, the head of RSF’s Africa desk.“The preservation of public order cannot be used justify systematic recourse to censorship. Such a strategy is counter-productive as well as draconian. Preventing journalists and media outlets from working just fuels suspicion and seriously undermines the transparency – and therefore the credibility – of any election.”The disconnections have been condemned by several western foreign ministries, including those of the United States and European Union, which issued a joint statement calling on the government “to not block access to the Internet and media.” The DRC is one of Africa’s worst online censors. RSF and its local partner organization, Journalist in Danger (JED), had voiced concern about the possibility of such cuts on the eve of the election. In 2017, RSF urged telephone service providers such as Orange to stand by their commitment to freedom of information and to resist the Congolese government’s censorship requests. RSF registered more abuses against journalists and the media in the DRC in 2018 than in any other country in sub-Saharan Africa. The DRC is ranked 154th out of 180 countries in RSF’s 2018 World Press Freedom Index. As the vote count drags on after the presidential and legislative elections held in theDemocratic Republic of Congo on 30 December, Reporters Without Borders (RSF)condemns the systematic and growing censorship and calls on the Congolese authorities to stop obstructing the media and journalists. News Democratic Republic of CongoAfrica Condemning abuses InternetFreedom of expression Congolese reporter wounded by gunshot while covering protest in Goma Newscenter_img to go further Organisation Democratic Republic of CongoAfrica Condemning abuses InternetFreedom of expression Journalist arrested on provincial governor’s orders Follow the news on Democratic Republic of Congo January 2, 2019 Censorship during vote count is counter-productive, RSF warns DRC February 18, 2021 Find out more Receive email alerts Help by sharing this information February 16, 2021 Find out morelast_img read more

CFPB Instructs Servicers to Prepare for Forbearance Expirations

first_imgSign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Consumer Financial Protection Bureau (CFPB) issued a warning to servicers to prepare for an onslaught of distressed homeowners come summertime, or as moratoria expire.This is the second CFPB notice in a week to indicate the bureau is aggressively readying to wind down COVID-19-related temporary provisions and flexibilities. One day prior to Thursday’s issuance, the CFPB rescinded pandemic-prompted flexibilities for financial institutions regarding regulatory filings, or compliance with consumer financial laws and regulations.It is a “known unknown” industry specialists have been anticipating for some time now, that the current high rate of forbearance plans could prove problematic down the road. The CFPB is warning services “to take all necessary steps now to prevent a wave of avoidable foreclosures” in the coming months.Most recently, the Biden Administration on February 16 extended the moratorium on home foreclosures for federally backed mortgages through the end of June. (The foreclosure ban previously was slated to end March 31).Millions of homeowners in forbearance plans today will need help from their servicers when the pandemic-related federal emergency mortgage protections expire this summer and fall. The CFPB says servicers should dedicate sufficient resources and staff now to ensure they are prepared for a surge in borrowers needing help.The CFPB says it will closely monitor how servicers engage with borrowers, respond to borrower requests, and process applications for loss mitigation. The CFPB will consider a servicer’s overall effectiveness in helping consumers when using its discretion to address compliance issues that arise.“There is a tidal wave of distressed homeowners who will need help from their mortgage servicers in the coming months. Responsible servicers should be preparing now. There is no time to waste, and no excuse for inaction. No one should be surprised by what is coming,” said CFPB Acting Director Dave Uejio. “Our first priority is ensuring struggling families get the assistance they need. Servicers who put struggling families first have nothing to fear from our oversight, but we will hold accountable those who cause harm to homeowners and families.”Here are the CFPB’s instructions for servicers:Be proactive. Servicers should contact borrowers in forbearance before the end of the forbearance period so they have time to apply for help.Work with borrowers. Servicers should work to ensure borrowers have all necessary information and should help borrowers in obtaining documents and other information needed to evaluate the borrowers for assistance.Address language access. The CFPB will look carefully at how servicers manage communications with borrowers with limited English proficiency and maintain compliance with the Equal Credit Opportunity Act and other laws.Evaluate income fairly. Where servicers use income in determining eligibility for loss mitigation options, servicers should evaluate borrowers’ income from public assistance, child-support, alimony or other sources in accordance with the Equal Credit Opportunity Act’s anti-discrimination protections.Handle inquiries promptly. The CFPB will closely examine servicer conduct where hold times are longer than industry averages.Prevent avoidable foreclosures. The CFPB will expect servicers to comply with foreclosure restrictions in Regulation X and other federal and state restrictions in order to ensure that all homeowners have an opportunity to save their homes before foreclosure is initiated.The CFPB concludes that as long as servicers continue to demonstrate effectiveness in helping consumers, as outlined in Thursday’s compliance bulletin the bureau will continue to evaluate servicer activity consistent with April 3, 2020’s Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act, which provides flexibility on certain timing requirements in the regulations. Related Articles Share Save April 2, 2021 1,134 Views Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: CFPB CFPB 2021-04-02 Christina Hughes Babb Home / Daily Dose / CFPB Instructs Servicers to Prepare for Forbearance Expirations CFPB Instructs Servicers to Prepare for Forbearance Expirationscenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Christina Hughes Babb The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Post Demand Propels Home Prices Upward 2 days ago Previous: How Property Owners Can Prepare Financially for a Tornado Next: The Week Ahead: Tech to Aid in the Servicing Surge  Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

Harkin not to contest next European Parliament Election

first_img Pinterest Harkin not to contest next European Parliament Election Facebook Previous articleMore incentives needed for rural businesses – GallagherNext articleBrexit poses huge threat to jobs & border communities – MacLoclainn News Highland Twitter Google+ Homepage BannerNews Important message for people attending LUH’s INR clinic RELATED ARTICLESMORE FROM AUTHOR News, Sport and Obituaries on Monday May 24th Facebook Pinterestcenter_img WhatsApp Journey home will be easier – Paul Hegarty Google+ By News Highland – April 1, 2019 WhatsApp Independent MEP Marian Harkin will not contest the next European Parliament Election.In a statement, she says she has served the people of the Midlands, North and West constituency for three terms and believes she has made a contribution in the most positive way.The MEP also says she still has a huge interest in politics and aims, in some way, in the future to make a further contribution. Twitter DL Debate – 24/05/21 Harps come back to win in Waterford Arranmore progress and potential flagged as population growslast_img read more