Medtech Holdings Limited (MMDZ.zw) 2001 Annual Report

first_imgMedtech Holdings Limited (MMDZ.zw) listed on the Zimbabwe Stock Exchange under the Pharmaceuticals sector has released it’s 2001 annual report.For more information about Medtech Holdings Limited (MMDZ.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the Medtech Holdings Limited (MMDZ.zw) company page on AfricanFinancials.Document: Medtech Holdings Limited (MMDZ.zw)  2001 annual report.Company ProfileMedTech Holdings is a manufacturing, retail, distribution and services company in Zimbabwe. The company operates in three market segments; fast-moving consumer goods, medical supplies and manufacturing of light industrial products. The FMCG division manufactures and markets personal care products, and the medical division produces pharmaceutical products for the wholesale distribution to retail pharmacies. It also supplies products for laboratories and services education and healthcare institutions. MedTech has retail outlets in Harare and Bulawayo, and a manufacturing plant the produces petroleum jelly and glycerin, health, beauty and personal hygiene products and over-the-counter pharmaceutical products for the local Zimbabwe market aswell as for export to Mozambique and Zambia through its subsidiary Baines Imaging Group. MedTech Holdings Limited is listed on the Zimbabwe Stock Exchangelast_img read more

RIBA Announces 2013 Manser Medal Shortlist

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/424952/riba-announces-2013-manser-medal-shortlist Clipboard “COPY” RIBA Announces 2013 Manser Medal Shortlist ArchDaily Save this picture!Rockmount / Shed KM. Image © Chris BrinkSave this picture!Astley Castle / Witherford Watson Mann Architects. ImageDescribed by Joseph Rykwert as a “quiet intervention” and a “sensitive re-occupation,” this previously ruined historic castle in Warwickshire has been gently restored and renovated in a way that retains “a feeling of incompleteness” whilst simultaneously “binding it together” (William Mann).Crowbrook / Knox Bhavan Architects Save this picture!Crowbrook / Knox Bhavan Architects . Image © Dennis GilbertSave this picture!Crowbrook / Knox Bhavan Architects . Image © Dennis GilbertBuilt on the site of a 1970s bungalow in Hertfordshire, Crowbrook has been designed as a family home which accommodates the specific needs the occupants – namely, accessibility. The building is described by Sasha Bhavan as “a striking, modern, energy efficient and empathetic reinterpretation of the local vernacular.”Downley House / Birds Portchmouth Russum Architects Save this picture!Downley House / Birds Portchmouth Russum Architects . Image © Nick KaneSave this picture!Downley House / Birds Portchmouth Russum Architects . Image © Nick KaneBuilt in the South Downs National Park (Hampshire), Downley is a “playful” reinvention of the English country house. A ruin is enclosed by distinctive curved forms and cylindrical towers which harbour “spaces of natural textures, contrasts and indigenous materials” (Andrew Birds).Rockmount / ShedKM Save this picture!Rockmount / Shed KM. Image © Chris BrinkSave this picture!Rockmount / Shed KM. Image © Chris BrinkLocated in a conservation area on the Wirral, Rockmount is “a pair of exposed in situ concrete flat slabs, supported on concrete columns” with views out across “the rugged land and seascape” (Greg Blee). Designed as a large family home with a strong connection to the outdoors, the building sits on the brow of a hill surrounded by “outcrops of red sandstone.”Slip House / Carl Turner ArchitectsSave this picture!Slip House / Carl Turner Architects . Image © Tim CrockerSave this picture!Slip House / Carl Turner Architects . Image © Tim CrockerSitting in a row of terraced houses in Brixton, Slip House is defined by three piled cantilevered boxes. Planned around maximising light and minimising any intrusion on and from neighbours, it has been designed with “flexibility for future adaptation” in mind (Carl Turner).The winner will be announced at the 2013 Stirling Prize party on November 26, 2013 at Central Saint Martins in London’s King’s Cross. Manser Medal 2013 Jury: Michael Manser CBE RA (The Manser Practice) Hugh Broughton (Hugh Broughton Architects) Joe Morris (Duggan Morris Architects) Caroline Cole (Colander) Tony Chapman (Head of Awards, RIBA) The medal has previously been award to MaisonL by Christian Pottgiesser in 2012, and Hampstead Lane by Duggan Morris in 2011.References: RIBA, Architects’ JournalImage gallerySee allShow lessUrban Planning Lessons from the World’s Largest (Temporary) CityArchitecture NewsHouse in Itami / Tato ArchitectsSelected Projects Share RIBA Announces 2013 Manser Medal ShortlistSave this articleSaveRIBA Announces 2013 Manser Medal Shortlist Save this picture!Rockmount / Shed KM. Image © Chris BrinkWritten by James Taylor-FosterSeptember 05, 2013 Sharecenter_img CopyThe shortlist for the 2013 Royal Institute of British Architects (RIBA) Manser Medal, awarded to the best new house or major extension in the UK, has been revealed. Amongst the five competing projects, which have all won either National or Regional RIBA Awards, is Astley Castle, which has also been shortlisted for the 2013 RIBA Stirling Prize. The 2013 Manser Medal shortlist includes: Astley Castle / Witherford Watson Mann Architects “COPY” Architecture News ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/424952/riba-announces-2013-manser-medal-shortlist Clipboard CopyAbout this authorJames Taylor-FosterAuthorFollow#TagsNewsArchitecture NewsResidential ArchitectureHousesRIBARIBA Manser MedalAwardsCite: James Taylor-Foster. “RIBA Announces 2013 Manser Medal Shortlist” 05 Sep 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowershansgroheShower MixersVinyl Walls3MExterior Vinyl Finish – DI-NOC™ Abstract EarthPartitionsSkyfoldMarkerboard Finish for Folding WallsPanels / Prefabricated AssembliesKingspan Insulated PanelsInsulated Wall Panels – Designwall R-seriesWoodBruagRoom Acoustics – Interior Cladding PanelsEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsConcreteKrytonCrystalline Waterproofing – KIMBricksNelissenSpecial Bricks – Slips and HalvesCeramicsTerrealTerracotta cladding in Le TrèfleEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEASideboardsUSMLow Shelving – HallerTable LampsLeds-C4Lighting – ElampMore products »Please enable JavaScript to view thecomments powered by Disqus.Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

House 1532 / Fougeron Architecture

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/440140/house-1532-fougeron-architecture Clipboard United States 2006 Products used in this ProjectLightsLouis PoulsenLamps – AJ CollectionCity:San FranciscoCountry:United StatesMore SpecsLess Specs Year:  House 1532 / Fougeron Architecture House 1532 / Fougeron ArchitectureSave this projectSaveHouse 1532 / Fougeron ArchitectureSave this picture!© Richard Barnes+ 29 Share CopyHouses•San Francisco, United States “COPY” Architects: Fougeron Architecture Year Completion year of this architecture project CopyAbout this officeFougeron ArchitectureOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWoodSan FranciscoHousesUnited StatesPublished on October 22, 2013Cite: “House 1532 / Fougeron Architecture” 22 Oct 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MGlass Finish – FASARA™ GeometricShower ColumnshansgroheShoulder ShowersPanels / Prefabricated AssembliesMorin Corp.Metal Wall Systems – ExposedStonesCosentinoSurfaces – Dekton® Stonika SeriesConcrete FloorsSikaIndustrial Floor CoatingsHanging LampsLouis PoulsenPendant Lights – KeglenDoorsSky-FrameInsulated Sliding Doors – Sky-Frame SlopeThermalSchöckMinimizing Thermal Bridges in BalconiesWindowspanoramah!®ah! Ultra MinimalistEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWork ChairsDynamobelWork Chair – SLAT 16More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Projects “COPY” Photographs Manufacturers: Louis Poulsen Structural Engineer: Endrestudio Products translation missing: en-US.post.svg.material_description Photographs:  Richard Barnes Manufacturers Brands with products used in this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/440140/house-1532-fougeron-architecture Clipboard ArchDaily Save this picture!© Richard BarnesText description provided by the architects. This new house, infilled on an existing 25-foot wide lot in San Francisco, includes two distinct volumes separated by an interior courtyard. The front structure has a garage at street grade and a painting studio above; the back volume is the main house, with the bedrooms on the lower level, living spaces in the middle, and a master bedroom on the top floor. The design of this project uses two sectional moves: horizontal and vertical. The horizontal move creates two courtyards — in the middle and at the back of the house — while the vertical move digs the lower bedrooms down to the garage and street level. The combination of these two moves serves to interlock the house to the site and the surrounding urban fabric, thus interweaving the inside and outside spaces with a play of light and dark. Save this picture!© Richard BarnesThe main floor of the house – an open floor plan with kitchen, dining and living spaces — is punctuated by a two-story space for the stair, and is on grade with the rear yard. A setback of the building on the third floor opens the house to spectacular views of the bay and the Golden Gate Bridge. The house has seven outdoor spaces, all with distinctive qualities and views: the front deck at the studio, the deck on top of the studio, the lower level courtyard, the entry level deck off the courtyard, the back courtyard, the glass and wood walkway, and the backyard. These decks and spaces unfurl around the living areas of the house, thereby unlocking the visual complexity of the structure and its site. Save this picture!© Richard BarnesThis house boldly introduces a new building typology to San Francisco a home of courtyards and light that brings new life to the world of the city’s residential architecture. Save this picture!Side ElevationSave this picture!Side ElevationProject gallerySee allShow lessGiveaway: Win A Copy of ‘Richard Meier & Partners Complete Works’Architecture News100 Urban Trends: A Glossary of IdeasArchitecture News Share Houseslast_img read more

Vertical Stone House / HENKIN SHAVIT Architecture & Design

first_img Year:  2015 Area:  150 m² Area:  150 m² Year Completion year of this architecture project CopyAbout this officeHenkin Shavit Architecture & DesignOfficeFollowProductsWoodGlassStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSafedIsraelPublished on July 05, 2015Cite: “Vertical Stone House / HENKIN SHAVIT Architecture & Design” 04 Jul 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogVentilated / Double Skin FacadeTechnowoodClick Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisOxidized Copper: Nordic BrownAcousticKvadrat AcousticsAcoustic Panel System in AMOREPACIFIC HeadquartersStonesCosentinoSilestone® Surfaces – Loft SeriesWoodLunawoodThermo Timber and Industrial ThermowoodLightsLouis PoulsenOutdoor Lighting – Flindt PlazaTiles / Mosaic / GresiteLove TilesPorcelain Tiles – NestAluminium CompositesMetawellAluminum Panels for Interior DesignMetallicsRHEINZINKZinc Roof Systems – Double Lock Standing SeamStoolsWilkhahnOffice Stool – Aline-SBulbs / Spots / Wall LightsUniosHorticultural Luminaire – Kobe FloMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Vertical Stone House / HENKIN SHAVIT Architecture & DesignSave this projectSaveVertical Stone House / HENKIN SHAVIT Architecture & Design Israel ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/769539/vertical-stone-house-henkin-shavit-architecture-and-design Clipboard Projects Architects: Henkin Shavit Architecture & Design Area Area of this architecture project Photographs “COPY”center_img Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/769539/vertical-stone-house-henkin-shavit-architecture-and-design Clipboard CopyHouses•Safed, Israel Vertical Stone House / HENKIN SHAVIT Architecture & Design “COPY” photographs:  Asaf pinchukPhotographs:  Asaf pinchuk Save this picture!© Asaf pinchuk+ 31 Share Save this picture!© Asaf pinchukText description provided by the architects. A residential private house for preservation that has been re-designed and planed anew in the old city of Safed. The web of crowded housing of old stone buildings in the old quarter of Safed is a complex context dictating a dialogue between the old and the new, between preservation and renewal and between the traditional and the trendy.Save this picture!© Asaf pinchukRecommended ProductsEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreDoorsGorter HatchesRoof Hatch – RHT AluminiumDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcThe house is an old stone building, built in the shape of the Hebrew letter “Chet”  , surrounding and inner courtyard. In its original layout, it contains five levels: the wine cellar level, 3 residential levels and the upper level – balconies and outer spaces.Save this picture!© Asaf pinchukThe planning concept included values of both preservation and renewal, while connecting between the inner and the outer and between the public and the private.Save this picture!First Floor PlanThe courtyard, which is an outer space, serves the function of a public space in the new house and the peripheral spaces function as the private spaces of the new house.Save this picture!© Asaf pinchukThe Designers, Henkin Irit & Shavit Zohar started the project s with the complex stage of documentation and getting acquainted with the various formative and material aspects of the site after carrying out a comprehensive stage of exposing the site. Stone walls, arches, stone niches and impressive water well were all exposed at this stage. After this stage, the plan and the different sections were consolidated. The house has an impressive vertical section and a light steel and wood bridge connects the two masses adjacent to the public space. This bridge corresponds with an original flight of stairs, which dictates the vertical circulation.Save this picture!Section”The design of the house presents the old via original lime-stones, arches, vaults and niches, while the new gets represented by materials such as concrete, mosaics, steel and tin threshing, as well as transparent and semi-transparent glass”, Henkin Shavit .Save this picture!© Asaf pinchukThe house program includes a kitchen, salon and a dining corner on ground level. The cellar level contains storage place and a space for the landlords’ grandchildren to play in. The middle level contains a hosting unit + a toilet and a shower. In the upper level there is a sleeping and working area with attached bathroom and toilet. This space is made up of a bridge leading to the different two wings, which are also attached with balconies and outer spaces.Save this picture!© Asaf pinchukThe upper level consists of a big balcony overlooking a magnificent view of the surroundings in general and Mt. Meron in particular.Save this picture!© Asaf pinchukProject gallerySee allShow lessForty-Six Dwellings / Jean-François SchmitSelected ProjectsThe Shelter Corporation Announces 17th International Architectural Design Competitio…Architecture Competitions Share 2015 Houseslast_img read more

Mr. and Ms. TCU nominations open

first_imgWorld Oceans Day shines spotlight on marine plastic pollution Twitter Previous articleEquestrian earns 12 academic honorsNext articleThe Leap: Which TCU faculty member are you? Kate Redfield RELATED ARTICLESMORE FROM AUTHOR Linkedin 2017 winners Maddie Madill and Brandon Victorian Linkedin Bookstore hosts release party for student-authored cookbook Record 20,000 first-year applicants for fall 2018 Kate Redfield is a journalism major with minors in design studies and comparative race and ethnic studies. A California native, Kate enjoys spending time outdoors, “gifting” her opinion, writing, and eating good food. Kate Redfieldhttps://www.tcu360.com/author/kate-redfield/ Welcome TCU Class of 2025 Kate Redfield TCU places second in the National Student Advertising Competition, the highest in school history Frogs for Wellness looking to expand peer education programcenter_img Facebook Student authors college-friendly cookbook TAGShomecoming Kate Redfieldhttps://www.tcu360.com/author/kate-redfield/ printThe ballot for fall 2018’s Mr. and Ms. TCU is open now until April 10. Registered student organizations may nominate one Mr. and Ms. TCU applicant for consideration.To be considered, candidates must be rising seniors who have positively contributed to campus life. The nominees complete an online application by submitting their resume and a personal essay before being accepted as an official candidate.After careful staff consideration of their application, the finalists are chosen. These 10 men and women are then interviewed by a panel of staff and voted on by the student body.Mr. TCU 2017 finalist Morris Herman, who was nominated by Pi Kappa Phi Fraternity, said that the interview process was centered around his growth as a leader on campus, along with the impact he has made on those around him.For Herman, being a finalist was more than just a bragging right he said.“It was a great feeling to know that I’ve had the opportunity to shape this school as much as it’s shaped me,” Herman said.Similarly, Ms. TCU 2017 winner Maddie Madill felt that being selected as a finalist among other student leaders was an honor in itself.“It was such an honor to win, but it was an even bigger honor to share the experience with the other candidates,” Madill said.Madill, who grew up in Fort Worth, was aware of the Mr. and Ms. TCU tradition from a young age, but never imagined herself receiving the title. She added that even life after the crown had more surprises.“My sorority had a fun shout-out for me at our next chapter meeting and some professors and students I had not met before congratulated me, which I thought was super sweet,” Madill said.The winners for next fall’s Mr. and Ms. TCU will be announced at the Homecoming game against University of Oklahoma Oct. 20. Kate Redfieldhttps://www.tcu360.com/author/kate-redfield/ Facebook Twitter ReddIt + posts Kate Redfieldhttps://www.tcu360.com/author/kate-redfield/ ReddItlast_img read more

MIC Teams Up with GPA on New Scholarship Scheme for Postgraduate…

first_img Previous articleLINC acts as catalyst for growth among local engineering companiesNext articleGGL Security responding to changing crime profile during pandemic Jack Neville Facebook Speaking at the launch of the MIC GPA Scholarship Scheme, Professor Niamh Hourigan, Vice-President of Academic Affairs at MIC, said;“We are delighted to partner with the Gaelic Players Association in the establishment of these postgraduate scholarships, offering GPA athletes the opportunity to further their academic journey at MIC whilst continuing to pursue their sporting career. MIC has a long sporting tradition with sport and recreation playing an important role in the lives of our students, and we are delighted to add these scholarships to our growing suite of awards and supports available to our students in recognition of their sporting excellence.”GPA Head of Operations and Finance, Ciarán Barr, said,“It is very exciting for us to expand our educational support for members through this new agreement with MIC. I would like to thank the MIC team for all their help in bringing this scholarship arrangement to fruition. It is another extremely important step for us as an association in support for our members’ development.”Limerick hurler Jason Gillane, who is currently studying a Bachelor in Education in MIC, said; “It’s great to see that MIC have partnered with the Gaelic Players association to offer these post graduate scholarships to players. The fully funded scholarships are a great opportunity for any player looking to further progress their education in MIC.”MIC has a proud sporting history with current students and alumni representing clubs and counties across the country. Sporting successes for the College over recent years include winning the Fitzgibbon Cup in 2016 and 2017, the Giles Cup in 2012, and the Trench Cup in 2018, as well being a six-time winner of the Purcell Cup.27 February 2016; Joint captains Declan Hannon, left, and Richie English, right, Mary Immaculate College Limerick, lift the cup after the game. Independent.ie Fitzgibbon Cup Final, Mary Immaculate College Limerick v University of Limerick, Cork IT, Cork. Picture credit: Eóin Noonan / SPORTSFILEThe MIC GPA Scholarship Scheme reflects MIC’s long-standing commitment to college sport and will add to the growing suite of financial supports already on offer to both incoming and current students engaged in sport, including MIC’s Elite Sports Scholarships Scheme, CAO Points Concession Sports Scheme, GAA Bursaries and the Rachel Kenneally Bursary Award. Further information on all these and other scholarships schemes can be found here.The GPA is the representative body for inter-county hurlers and footballers and the association supports over 2,300 current county players and a growing number of former players. As well as their educational support, the GPA also provide services and support in the areas such as career development, life focus, and health and wellbeing. This new partnership with MIC brings to over 70 the number of scholarships available across Ireland,Applications for the MIC GPA Scholarship Scheme are currently open. Interested applications can inquire about the scheme and make their initial scholarship application by contacting the GPA’s Events and Player Alumni Manager, Karen Thorpe on [email protected] information on MIC’s range of postgraduate programmes is available here. Deadline for receipt of completed programme applications is May 31.The post MIC Teams Up with GPA on New Scholarship Scheme for Postgraduate Students appeared first on Sporting Limerick. Roisin Upton excited by “hockey talent coming through” in Limerick Advertisement Limerick Ladies National Football League opener to be streamed live WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Twitter Email TAGSGaelic Players AssociationKeeping Limerick PostedlimerickLimerick PostMICMIC GPA Scholarship Scheme Limerick’s National Camogie League double header to be streamed live center_img MARY Immaculate College (MIC) and the Gaelic Players Association (GPA) have announced details of a new scholarship scheme for postgraduate students which will see inter-county players benefit from six fully funded scholarships over the next three-years. This new scholarship scheme will ears commence in September 2021.The MIC GPA Scholarship Scheme is open to GPA members only who have applied for and are successful in securing a place on MIC’s postgraduate programmes in education and the liberal arts. Two scholarships will be offered on an annual basis with at least one being awarded to a female player.Sign up for the weekly Limerick Post newsletter Sign Up The scheme will see MIC contribute 50% of the successful applicant’s programme fees while the GPA will contribute to the remaining 50%. The successful MIC GPA Scholars will play an active role on MIC’s football, camogie or hurling teams and will act as ambassadors for their sport within the College community. WhatsApp Print Linkedin Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash NewsEducationLimerickMIC Teams Up with GPA on New Scholarship Scheme for Postgraduate StudentsBy Jack Neville – May 6, 2021 83 Donal Ryan names Limerick Ladies Football team for League opener RELATED ARTICLESMORE FROM AUTHOR Please accept YouTube cookies to play this video. By accepting you will be accessing content from YouTube, a service provided by an external third party.YouTube privacy policyIf you accept this notice, your choice will be saved and the page will refresh.Accept YouTube Contentlast_img read more

The Risk of Low Interest Rates

first_imgHome / Daily Dose / The Risk of Low Interest Rates Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago October 16, 2017 1,789 Views Share Save Previous: Freddie Mac: Providing New Solutions to Financial Health? Next: Market Update: Home Sales’ Status in Daily Dose, Featured, Journal Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Related Articles The Risk of Low Interest Ratescenter_img Demand Propels Home Prices Upward 2 days ago About Author: Nicole Casperson Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Amidst uncertainty if the Fed will spike interest rates, an article released Monday by Seeking Alpha argues that low interest rates could be the cause of lending risks, but why?The article reveals the process of how low interest rates can lead to causes that implement risk. This starts with a bond bull market, which means that the price of bonds is high and “the higher the quality of the bond, the higher the price.”In addition, when bond prices go up, yields go down. Similarly, safe bond prices go up when interest rates go down.It is important to note that lower yields mean lower mortgage rates, and mortgage rates are directly tied to the yield of treasury bonds. Additionally, low interest rates don’t allow for refinancing, because if a borrower wants to refinance their mortgage the only thing that can happen is a lowering of interest rates.So what type of risk comes with buying a safe bond with a 4 percent yield? According to the article, “this bond would cost more than the bond will pay back when it matures.”When inflation has ruined an initial investment, then investors must look for another way to receive revenue, as this low interest rate situation “sets the stage for alternatives.”According to the report, “alternatives are ways to raise money by pledging not just assets, but also cash flows to you the lender.”However, these alternative forms of income come with some major risk, as it results in relying on “someone else’s mortgage or the cash flows” to back the money lent from a business. Today, these alternative income investments are tempting for “institutions that must deliver more income than they can get from safe investments.”Reminder: Being a beneficiary of any of these investment pools makes the risk is even higher. The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Tagged with: bond prices bonds Fed low interest rates Mortgage Rates Risk Seeking Alpha bond prices bonds Fed low interest rates Mortgage Rates Risk Seeking Alpha 2017-10-16 Nicole Caspersonlast_img read more

Oceanic and atmospheric forcing of Larsen C Ice-Shelf thinning

first_imgThe catastrophic collapses of Larsen A and B ice shelves on the eastern Antarctic Peninsula have caused their tributary glaciers to accelerate, contributing to sea-level rise and freshening the Antarctic Bottom Water formed nearby. The surface of Larsen C Ice Shelf (LCIS), the largest ice shelf on the peninsula, is lowering. This could be caused by unbalanced ocean melting (ice loss) or enhanced firn melting and compaction (englacial air loss). Using a novel method to analyse eight radar surveys, this study derives separate estimates of ice and air thickness changes during a 15-year period. The uncertainties are considerable, but the primary estimate is that the surveyed lowering (0.066 ± 0.017 m yr−1) is caused by both ice loss (0.28 ± 0.18 m yr−1) and firn-air loss (0.037 ± 0.026 m yr−1). The ice loss is much larger than the air loss, but both contribute approximately equally to the lowering because the ice is floating. The ice loss could be explained by high basal melting and/or ice divergence, and the air loss by low surface accumulation or high surface melting and/or compaction. The primary estimate therefore requires that at least two forcings caused the surveyed lowering. Mechanisms are discussed by which LCIS stability could be compromised in the future. The most rapid pathways to collapse are offered by the ungrounding of LCIS from Bawden Ice Rise or ice-front retreat past a “compressive arch” in strain rates. Recent evidence suggests that either mechanism could pose an imminent risk.last_img read more

FGS Berlin rescues 245 migrants in the Mediterranean

Back to overview,Home naval-today FGS Berlin rescues 245 migrants in the Mediterranean View post tag: German Navy Authorities FGS Berlin rescues 245 migrants in the Mediterranean January 25, 2016 View post tag: EUNAVFOR Med View post tag: Op Sophia Tasked by the Rome-stationed Maritime Rescue Coordination Center to patrol the southern region of the deployment area, German Navy combat support ship FGS Berlin spotted a vessel approximately 87 kilometers off the Lybian coast.While the rescue operation was still ongoing, the Berlin crew saw another boat at a distance of 6 kilometers. After both rescue operations were completed and the migrant vessels sunk, FGS Berlin had 245 migrants onboard.The ship, in her last day at sea as part of EUNAVFOR MED operation Sophia Task Force, is now heading towards Lampedusa Island to disembark all migrants and then proceed to Augusta harbor where she will be substituted by the German Auxiliary ship FGS Frankfurt am Main.During the last 6 months, upon request by the competent Maritime Rescue Coordination Centre (MRCC), EUNAVFOR MED operation Sophia vessels have saved more than 8700 lives.The German Navy has also said that its vessels saved 10773 persons since May 7, 2015.[mappress mapid=”17625″] Share this article read more

Bullingdon club revived

first_imgThe Bullingdon Club has claimed to be enjoying a revival in membership, following a desperate bid to recruit members.In 2006, the 200 year-old drinking society had only four members. In a bid to increase its ranks, it was “forced” to reach out to an ex-state school pupil. The student rejected the invitation.The club has announced that it now has twenty members.It is thought that the society’s recovery might be a result of its rebranding as the provisional wing of the Conservative party and its association with former members David Cameron, George Osborne and Boris Johnson.last_img read more